Pricing Supplement No. 72 Dated March 23, 2000 File 424 (B) (3)
(To Prospectus dated March 30, 1998 Files Nos. 33-49085 and
Prospectus Supplement dated March 30, 1998) 33-49085-01
BELL ATLANTIC FINANCIAL SERVICES, INC.
Medium-Term Notes, Series A - Fixed Rate Note
Supported as to Payment of Principal, Premium, if any, and
Interest
by
BELL ATLANTIC CORPORATION
Principal Amount: $400,000,000 Trade Date: March 23, 2000
Interest Rate: 7.60% Original Issue Date: March 28, 2000
Maturity Date: March 15, 2007 Net Proceeds to Issuer: $ 396,496,000
Issue Price: 99.749% Agents' Discount or Commission: .625%
CUSIP #: 07785H CZ9
Interest Payment Dates: March 15 and September 15
First Interest Payment Date: September 15, 2000
Redemption:
[X ] The Notes cannot be redeemed prior to maturity
[ ] The Notes may be redeemed prior to maturity
Initial Redemption Date:
Initial Redemption Price: %
Annual Redemption Price Reduction: % until Redemption Price is 100%
of the principal amount
Repayment:
[X ] The Notes cannot be repaid prior to maturity
[ ] The Notes can be repaid prior to maturity at the option
of the holder of the Notes
Repayment Date:
Repayment Price: %
Currency: U.S. dollars
Discount Note: [ ] Yes [X ] No
Form: [X ] Book-Entry [ ] Certified
Agents' Capacity: [ ] Agent [X ] Principal
Other: The Underwriters have agreed to reimburse the
companies for certain expenses.
Joint Book-Running Managers
Goldman, Sachs & Co. Morgan Stanley Dean Witter
_______________________________
Merrill Lynch & Co. Salomon Smith Barney
