INSURED MUNICIPALS INCOME TRUST SERIES 103
497J, 1998-02-26
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VKAC:IMIT103 497J
February 26, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549-1004

Attn:  Filing Desk - Stop 1-4
Re: Insured Municipals Income Trust, Series 103 (2nd Discount Series)
     File No. 2-87972     CIK #733274

Ladies/Gentlemen:

In accordance with the provisions of Rule 497(j) of Regulation C under the 
Securities Act of 1933 (the "Securities Act") this letter serves to certify 
that the most recent amendment to the Post-Effective of the subject 
Registration Statement on Form S-6 for the above captioned Trust does not 
differ from that which would have been filed pursuant to Rule 497(b) of the 
Securities Act.  Amendment No. 13 to the Post-Effective, which was the most 
recent amendment to the Post-Effective of the Registration Statement, was 
filed electronically with the Commission on February 23, 1997.

Very truly yours,




VAN KAMPEN AMERICAN CAPITAL DISTRIBUTORS, INC.






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