<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 16,085
<INT-BEARING-DEPOSITS> 1,502
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 137,771
<INVESTMENTS-CARRYING> 3,025
<INVESTMENTS-MARKET> 3,062
<LOANS> 362,052
<ALLOWANCE> 3,987
<TOTAL-ASSETS> 552,197
<DEPOSITS> 483,204
<SHORT-TERM> 2,625
<LIABILITIES-OTHER> 6,584
<LONG-TERM> 10,000
0
0
<COMMON> 3,694
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 552,197
<INTEREST-LOAN> 24,003
<INTEREST-INVEST> 6,236
<INTEREST-OTHER> 119
<INTEREST-TOTAL> 30,358
<INTEREST-DEPOSIT> 13,745
<INTEREST-EXPENSE> 978
<INTEREST-INCOME-NET> 15,635
<LOAN-LOSSES> 597
<SECURITIES-GAINS> (33)
<EXPENSE-OTHER> 12,891
<INCOME-PRETAX> 5,390
<INCOME-PRE-EXTRAORDINARY> 4,033
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,033
<EPS-BASIC> 1.10
<EPS-DILUTED> 1.10
<YIELD-ACTUAL> 7.99
<LOANS-NON> 981
<LOANS-PAST> 583
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,890
<CHARGE-OFFS> 618
<RECOVERIES> 118
<ALLOWANCE-CLOSE> 3,987
<ALLOWANCE-DOMESTIC> 3,987
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>