<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 15,658
<INT-BEARING-DEPOSITS> 1,243
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 132,930
<INVESTMENTS-CARRYING> 6,455
<INVESTMENTS-MARKET> 6,467
<LOANS> 377,595
<ALLOWANCE> 3,913
<TOTAL-ASSETS> 564,634
<DEPOSITS> 486,841
<SHORT-TERM> 3,190
<LIABILITIES-OTHER> 6,283
<LONG-TERM> 20,000
0
0
<COMMON> 3,694
<OTHER-SE> 0
<TOTAL-LIABILITIES-AND-EQUITY> 564,634
<INTEREST-LOAN> 16,012
<INTEREST-INVEST> 4,153
<INTEREST-OTHER> 37
<INTEREST-TOTAL> 20,202
<INTEREST-DEPOSIT> 8,955
<INTEREST-EXPENSE> 650
<INTEREST-INCOME-NET> 10,597
<LOAN-LOSSES> 387
<SECURITIES-GAINS> (35)
<EXPENSE-OTHER> 8,667
<INCOME-PRETAX> 3,547
<INCOME-PRE-EXTRAORDINARY> 2,640
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,640
<EPS-BASIC> 0.72
<EPS-DILUTED> 0.72
<YIELD-ACTUAL> 8.00
<LOANS-NON> 1,208
<LOANS-PAST> 486
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,890
<CHARGE-OFFS> 421
<RECOVERIES> 57
<ALLOWANCE-CLOSE> 3,913
<ALLOWANCE-DOMESTIC> 3,913
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>