LNB BANCORP INC
10-Q, EX-27, 2000-11-14
STATE COMMERCIAL BANKS
Previous: LNB BANCORP INC, 10-Q, 2000-11-14
Next: CARLYLE REAL ESTATE LTD PARTNERSHIP XIV /IL/, 10-Q, 2000-11-14



<TABLE> <S> <C>

        <ARTICLE>  9
<CIK> 0000737210
<NAME> LNB BANCORP, INC.
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          27,897
<INT-BEARING-DEPOSITS>                           3,077
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     79,193
<INVESTMENTS-CARRYING>                          47,627
<INVESTMENTS-MARKET>                            45,112
<LOANS>                                        449,977
<ALLOWANCE>                                      5,184
<TOTAL-ASSETS>                                 625,987
<DEPOSITS>                                     500,320
<SHORT-TERM>                                    33,540
<LIABILITIES-OTHER>                              5,138
<LONG-TERM>                                     32,345
<COMMON>                                         4,312
                                0
                                          0
<OTHER-SE>                                      50,332
<TOTAL-LIABILITIES-AND-EQUITY>                 625,987
<INTEREST-LOAN>                                 28,751
<INTEREST-INVEST>                                5,530
<INTEREST-OTHER>                                   171
<INTEREST-TOTAL>                                34,452
<INTEREST-DEPOSIT>                              11,629
<INTEREST-EXPENSE>                              13,971
<INTEREST-INCOME-NET>                           20,481
<LOAN-LOSSES>                                    1,250
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 15,877
<INCOME-PRETAX>                                  9,253
<INCOME-PRE-EXTRAORDINARY>                       9,253
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     6,261
<EPS-BASIC>                                     1.49
<EPS-DILUTED>                                     1.49
<YIELD-ACTUAL>                                    4.83
<LOANS-NON>                                      1,702
<LOANS-PAST>                                       197
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  4,241
<ALLOWANCE-OPEN>                                 4,667
<CHARGE-OFFS>                                      895
<RECOVERIES>                                       162
<ALLOWANCE-CLOSE>                                5,184
<ALLOWANCE-DOMESTIC>                             4,066
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          1,118



</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission