LNB BANCORP INC
SC 13D/A, EX-7.6, 2000-12-19
STATE COMMERCIAL BANKS
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                                                                  Exhibit 7.6

                            AGREEMENT OF JOINT FILING


         Pursuant to Rule 13d-1(k) promulgated under the Securities Exchange Act
of 1934, as amended, the undersigned persons hereby agree to file with the
Securities and Exchange Commission, the Statement on Schedule 13D (the
"Statement") to which this Agreement is attached as an exhibit, and agree that
such Statement, as so filed, is filed on behalf of each of them.

         This Agreement may be executed in counterparts, each of which when so
executed shall be deemed to be an original, and all of which together shall be
deemed to constitute one and the same instrument.

         IN WITNESS WHEREOF, the undersigned have executed this Agreement.

Dated: December 19, 2000

                                     TURKEY VULTURE FUND XIII, LTD.


                                     By:  /s/ Richard M. Osborne
                                         ----------------------------
                                         Richard M. Osborne, Manager


                                     GLB BANCORP, INC.


                                     By: /s/ Richard T. Flenner, Jr.
                                         ----------------------------
                                         Richard T. Flenner, Jr., President


                                     RICHARD M. OSBORNE TRUST


                                     By: /s/ Richard M. Osborne
                                         -----------------------------
                                         Richard M. Osborne, Trustee






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