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FORM 3 OMB APPROVAL
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OMB Number: 25-0328
Expires: May 31,2001
Estimated average burden
hours per response......0.5
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U.S. SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES
Filed pursuant to Section 16(a) of the
Securities Exchange Act of 1934, Section 17(2) of the Public Utility See
Instruction 1(b) Holding Company Act of 1935 or Section 30(f) of the
Investment Company Act of 1940
<TABLE>
<S> <C> <C>
------------------------------------------ --------------------- -------------------------------------------------------------------
1. Name and Address of Reporting Person* 2. Date of Event Re- 4. Issuer Name and Ticker or Trading Symbol
quiring Statement Cover-All Technologies Inc. "COVR"
Gallagher Maryanne Z. (Month/Day/Year) --------------------------------------------- ---------------------
------------------------------------------ 5. Relationship of Reporting Person to Issuer 6. If Amendment,
(Last) (First) (Middle) 1/3/2000 (Check all applicable) Date of Original
--------------------- ____ Director _____ 10% Owner (Month/Day/Year)
c/o Cover-All Technologies, Inc. 3. IRS or Social Sec- _X__ Officer (give _____ Other (specify ---------------------
18-01 Pollitt Drive urity Number title below) below) 7. Individual or
------------------------------------------ of Reporting Senior Vice President Joint/Group Filing
(Street) (Voluntary) --------------------------------------------- (Check Applicable
Line)
Fair Lawn New Jersey 07410 ___ Form filed by
------------------------------------------ --------------------- More than One
(City) (State) (Zip) Reporting Person
_X_ Form filed by One
Reporting Person
------------------------------------------ --------------------- --------------------------------------------- ---------------------
</TABLE>
<TABLE>
<S> <C> <C> <C>
Table 1 - Non-Derivative Securities Beneficially Owned
------------------------------------- ------------------------- ---------------------- --------------------------------------------
1. Title of Security 2. Amount of Securities 3. Ownership 4. Nature of Indirect Beneficial Ownership
(Instr. 4) Beneficially Owned Form: Direct (Instr. 5)
(Instr. 4) (D) or Indirect
(I)(Instr. 5)
------------------------------------- ------------------------- ---------------------- --------------------------------------------
None
------------------------------------- ------------------------- ---------------------- --------------------------------------------
------------------------------------- ------------------------- ---------------------- --------------------------------------------
------------------------------------- ------------------------- ---------------------- --------------------------------------------
------------------------------------- ------------------------- ---------------------- --------------------------------------------
</TABLE>
* If the Form is filed by more than one Reporting Person, see Instruction
5(b)(v).
Reminder: Report on a separate line for each class of securities beneficially
owned directly or indirectly.
(Print or Type Responses)
(Over)
<PAGE>
FORM 3 (continued)
<TABLE>
<S> <C> <C> <C> <C> <C>
Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants,options, convertible securities)
--------------------------------- ------------------------ --------------------------------- ---------- ---------- -----------------
1. Title of Derivative Security 2. Date Exercisable and 3. Title and Amount of Securities 4. Conver- 5. Owner- 6. Nature of In-
(Instr. 4) Expiration Date Underlying sion or ship direct Beneficial
(Month/Day/Year) Derivative Security Exercise Form of Ownership
(Instr. 4) Price of Deriv- (Instr. 5)
Deri- ative
------------ ----------- --------------- ----------------- vative Secur-
Date Expira- Title Amount Security ity:
Exercisable tion or Number Direct
Date of Shares (D) or
Indirect
--------------------------------- ------------ ----------- --------------- ----------------- ---------- ---------- -----------------
--------------------------------- ------------ ----------- --------------- ----------------- ---------- ---------- -----------------
--------------------------------- ------------ ----------- --------------- ----------------- ---------- ---------- -----------------
--------------------------------- ------------ ----------- --------------- ----------------- ---------- ---------- -----------------
--------------------------------- ------------ ----------- --------------- ----------------- ---------- ---------- -----------------
</TABLE>
Explanation of Responses:
** Intentional misstatements or omissions of facts constitute Federal Criminal
Violations.
See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
By: /s/ Maryanne Gallagher Date: Sept. 8,2000
---------------------------- ---------------
**Signature of Reporting Person
Note: File three copies of this Form, one of which must be manually signed. If
space provided is insufficient, See Instruction 6 for procedure
SEC 1147 (9-93)