COVER ALL TECHNOLOGIES INC
SC 13D/A, EX-1, 2001-01-18
PREPACKAGED SOFTWARE
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                                                                     EXHIBIT 1

                    AGREEMENTS REGARDING FILING SCHEDULE 13D

         Each of the undersigned hereby agrees that the Schedule 13D to which
this agreement is filed as an exhibit be filed with the Securities and Exchange
Commission on behalf of the parties hereto, and hereby represents to each of the
other parties hereto that it is eligible to use Schedule 13D. Each of the
undersigned agrees that it is responsible for the timely filing of Schedule 13D
and any amendments thereto, and for the completeness and accuracy of the
information concerning itself contained therein, and that none of the parties
hereto are responsible for the completeness or accuracy of the information
concerning the other parties, unless it knows or has reason to believe that the
information concerning the other parties is inaccurate.

DATE: January 18, 2001

SOFTWARE INVESTMENTS LIMITED                           CARE CORPORATION LIMITED


By:   /s/ MARK D. JOHNSTON                             By: /s/ MARK D. JOHNSTON
   -------------------------------------                   ---------------------
Director                                                   Director


VAULT MANAGEMENT LIMITED


By:   /s/ MARK D. JOHNSTON
   -------------------------------------
Director



/s/ MARK D. JOHNSTON
----------------------------------------
Mark D. Johnston






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