WASHINGTON TRUST BANCORP INC
10-Q, EX-27, 2000-08-09
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>                                          9
<LEGEND>
        THIS SCHEDULE CONTAINS FINANCIAL SUMMARY INFORMATION EXTRACTED FROM THE
        CONSOLIDATED FINANCIAL STATEMENTS AND NOTES THERETO OF WASHINGTON TRUST
        BANCORP, INC. AS OF JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY
        REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                                   1,000

<S>                                        <C>
<PERIOD-TYPE>                              6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         21,168
<INT-BEARING-DEPOSITS>                              0
<FED-FUNDS-SOLD>                               17,900
<TRADING-ASSETS>                                    0
<INVESTMENTS-HELD-FOR-SALE>                   376,752
<INVESTMENTS-CARRYING>                        124,383
<INVESTMENTS-MARKET>                          120,765
<LOANS>                                       573,929
<ALLOWANCE>                                    12,923
<TOTAL-ASSETS>                              1,181,092
<DEPOSITS>                                    699,990
<SHORT-TERM>                                    5,428
<LIABILITIES-OTHER>                           396,576
<LONG-TERM>                                         0
                               0
                                         0
<COMMON>                                          750
<OTHER-SE>                                     78,348
<TOTAL-LIABILITIES-AND-EQUITY>              1,181,092
<INTEREST-LOAN>                                23,781
<INTEREST-INVEST>                              16,647
<INTEREST-OTHER>                                  378
<INTEREST-TOTAL>                               40,806
<INTEREST-DEPOSIT>                             11,222
<INTEREST-EXPENSE>                             22,309
<INTEREST-INCOME-NET>                          18,497
<LOAN-LOSSES>                                     700
<SECURITIES-GAINS>                                758
<EXPENSE-OTHER>                                19,342
<INCOME-PRETAX>                                 8,370
<INCOME-PRE-EXTRAORDINARY>                      8,370
<EXTRAORDINARY>                                     0
<CHANGES>                                           0
<NET-INCOME>                                    5,824
<EPS-BASIC>                                      0.49
<EPS-DILUTED>                                    0.48
<YIELD-ACTUAL>                                   3.58
<LOANS-NON>                                     3,396
<LOANS-PAST>                                      214
<LOANS-TROUBLED>                                    0
<LOANS-PROBLEM>                                     0
<ALLOWANCE-OPEN>                               12,349
<CHARGE-OFFS>                                     384
<RECOVERIES>                                      258
<ALLOWANCE-CLOSE>                              12,923
<ALLOWANCE-DOMESTIC>                           12,923
<ALLOWANCE-FOREIGN>                                 0
<ALLOWANCE-UNALLOCATED>                             0



</TABLE>


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