UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
SCHEDULE 13G
Under the Securities Exchange Act of 1934
Michigan Community Bancorp Limited
(Name of Issuer)
Common Stock
(Title of Class of Securities)
594448 10 2
(CUSIP Number)
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All information as of December 31, 1998
CUSIP No. 594448 10 2
1 Name of reporting person: Fifth Third/The Ohio Company
S.S. or I.R.S. Identification No. of Above Person: 31-4122170
2 Check Appropriate Box if a member of a group* (a) [ ]
(b) [ ]
3 SEC use only
4 Citizenship or Place of Organization: Ohio
Number of 5 Sole Voting Power
Shares 76,486
Beneficially 6 Shared Voting Power
Owned by 0
Each 7 Sole Dispositive Power
Reporting 76,486
Person With 8 Shared Dispositive Power
0
9 Aggregate Amount Beneficially owned by each reporting person:
76,486
10 Check Box if the Aggregate amount in Row (9) excludes
certain shares [ ]
11 Percent of Class Represented by Amount in Row (9):
11.50%
12 Type of Reporting Person: BD
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Item 1(a) Name of Issuer:
Michigan Community Bancorp Limited
Item 1(b) Address of Issuer's Principal Executive Offices:
12900 Hall Road
Sterling Heights, Michigan 48313
Item 2(a) Name of Person Filing: Fifth Third/The Ohio Company
Item 2(b) Address of Principal Business Office:
155 East Broad Street
Columbus, Ohio 43215
Item 2(c) Citizenship: Ohio
Item 2(d) Title of Class of Securities: Common Stock
Item 2(e) CUSIP Number: 594448 10 2
Item 3 If this statement is filed pursuant to Rule 13d-1(b), or
13d-2(b), check whether the person filing is a:
Not Applicable
Item 4 Ownership as of December 31, 1998:
(a) Amount beneficially owned: 76,486 shares.
(b) Percent of class: 11.50%
(c) Number of shares as to which Reporting Person has:
(i) sole power to vote or direct to vote:
76,486 shares
(ii) shared power to vote or direct to vote:
0 shares
(iii) sole power to dispose of or direct
disposition of: 76,486 shares
(iv) shared power to dispose of or direct
disposition of: 0 shares
Item 5 Ownership of Five Percent or Less of a Class.
Not Applicable.
Item 6 Ownership of More than Five Percent on Behalf of Another
Person.
Not Applicable.
Item 7 Identification and Classification of the Subsidiary
which Acquired the Security Being Reported On By the
Parent Holding Company.
Not Applicable.
Item 8 Identification and Classification of Members of the Group.
Not Applicable.
Item 9 Notice of Dissolution of Group.
Not Applicable.
Item 10 Certification.
Not Applicable.
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SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true, complete
and correct.
DATED: February 8, 1999
FIFTH THIRD/THE OHIO COMPANY
By: /S/ CARL L. CLINE
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Carl L. Cline
Chief Compliance Officer
