<PAGE>
AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON MAY 17, 1996
REGISTRATION NO. 333-3200
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- --------------------------------------------------------------------------------
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
---------------------
AMENDMENT NO. 2
TO
FORM S-3
REGISTRATION STATEMENT
UNDER
THE SECURITIES ACT OF 1933
---------------------
BANKAMERICA MANUFACTURED HOUSING CONTRACT TRUST
(Issuer of the Certificates)
<TABLE>
<S> <C>
BANK OF AMERICA NATIONAL TRUST BANK OF AMERICA, FSB
AND SAVINGS ASSOCIATION
(ORIGINATORS OF THE TRUSTS DESCRIBED HEREIN)
UNITED STATES UNITED STATES
(State or other jurisdiction of (State or other jurisdiction of
incorporation or organization) incorporation or organization)
94-1687665 91-0221850
(I.R.S. EMPLOYER IDENTIFICATION NUMBER) (I.R.S. EMPLOYER IDENTIFICATION NUMBER)
555 CALIFORNIA STREET 555 CALIFORNIA STREET
SAN FRANCISCO, CALIFORNIA 94104 SAN FRANCISCO, CALIFORNIA 94104
(415) 622-3530 (415) 622-2220
(Address, including zip code, and telephone number,
including area code, of each registrant's principal executive offices)
CHERYL A. SOROKIN
BANKAMERICA CORPORATION
BANK OF AMERICA CENTER
555 CALIFORNIA STREET
SAN FRANCISCO, CALIFORNIA 94104
(415) 622-3530
(Name, address, including zip code, and telephone number, including area code, of agent for service)
COPIES TO:
Ellen R. Marshall, Esq. Andrea B. Sudmann, Esq.
Morrison & Foerster LLP Bank of America National
19900 MacArthur Boulevard Trust and Savings Association
Irvine, California 92715 555 South Flower Street
(714) 251-7500 Los Angeles, California 90071
(213) 228-5678
</TABLE>
APPROXIMATE DATE OF COMMENCEMENT OF PROPOSED SALE OF THE SECURITIES TO THE
PUBLIC: As soon as practicable after the effective date of this Registration
Statement
If any of the securities being registered on this Form are being offered
pursuant to dividend or interest reinvestment plans, check the following box:
/ /
If any of the securities being registered on this Form are to be offered on
a delayed or continuous basis pursuant to Rule 415 under the Securities Act of
1933, other than securities offered only in connection with dividend or interest
reinvestment plans, check the following box: /X/
If this Form is filed to register additional securities for an offering
pursuant to Rule 462(b) under the Securities Act of 1933, please check the
following box and list the registration statement number of the earlier
effective registration statement for the same offering. / / ________________
If this Form is a post-effective amendment filed pursuant to Rule 462(c)
under the Securities Act of 1933, check the following box and list the
registration statement number of the earlier effective registration statement
for the same offering. / / ________________
If delivery of the prospectus is expected to be made pursuant to Rule 434,
please check the following box. / /
CALCULATION OF REGISTRATION FEE
<TABLE>
<CAPTION>
PROPOSED MAXIMUM PROPOSED MAXIMUM
TITLE OF SECURITIES AMOUNT TO BE OFFERING PRICE AGGREGATE AMOUNT OF
TO BE REGISTERED REGISTERED PER UNIT* OFFERING PRICE REGISTRATION FEE
<S> <C> <C> <C> <C>
BankAmerica Manufactured Housing
Contract Trust Pass-Through
Certificates........................ $500,000,000.00 100% $500,000,000 $172,414.00(1)
</TABLE>
* Estimated solely for the purpose of calculating the registration fee.
(1) $345 of which was previously paid.
------------------------
THE REGISTRANT HEREBY AMENDS THIS REGISTRATION STATEMENT ON SUCH DATE OR
DATES AS MAY BE NECESSARY TO DELAY ITS EFFECTIVE DATE UNTIL THE REGISTRANT SHALL
FILE A FURTHER AMENDMENT WHICH SPECIFICALLY STATES THAT THIS REGISTRATION
STATEMENT SHALL THEREAFTER BECOME EFFECTIVE IN ACCORDANCE WITH SECTION 8(A) OF
THE SECURITIES ACT OF 1933 OR UNTIL THE REGISTRATION STATEMENT SHALL BECOME
EFFECTIVE ON SUCH DATE AS THE COMMISSION, ACTING PURSUANT TO SAID SECTION 8(A),
MAY DETERMINE.
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<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, as amended, the
Registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-3 and has duly caused this Amendment
No. 2 to the Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized in San Francisco, State of California, on
May 16, 1996.
BANK OF AMERICA NATIONAL TRUST
AND SAVINGS ASSOCIATION, as
Originator of the Trust and Registrant
By: /s/ RAYMOND R. PETERS
-------------------------------------
Raymond R. Peters
GROUP EXECUTIVE VICE PRESIDENT AND
TREASURER
POWER OF ATTORNEY
Pursuant to the requirements of the Securities Act of 1933, as amended, this
Amendment No. 2 to the Registration Statement has been signed on May 16, 1996 by
the following persons or their respective attorneys-in-fact in the capacities
indicated.
<TABLE>
<CAPTION>
SIGNATURE TITLE
- ------------------------------------------------------ ---------------------------------------------------------
<C> <S>
/s/ DAVID C. COULTER*
------------------------------------------- President, Chief Executive Officer and Director
David C. Coulter (Principal Executive Officer)
/s/ MICHAEL E. O'NEILL*
------------------------------------------- Chief Financial Officer
Michael E. O'Neill (Principal Financial Officer)
/s/ JAMES H. WILLIAMS*
------------------------------------------- Chief Accounting Officer
James H. Williams (Principal Accounting Officer)
/s/ JOSEPH F. ALIBRANDI*
------------------------------------------- Director
Joseph F. Alibrandi
/s/ JILL E. BARAD*
------------------------------------------- Director
Jill E. Barad
/s/ PETER B. BEDFORD*
------------------------------------------- Director
Peter B. Bedford
/s/ ANDREW F. BRIMMER*
------------------------------------------- Director
Andrew F. Brimmer
/s/ RICHARD A. CLARKE*
------------------------------------------- Director
Richard A. Clarke
</TABLE>
II-6
<PAGE>
<TABLE>
<CAPTION>
SIGNATURE TITLE
- ------------------------------------------------------ ---------------------------------------------------------
<C> <S>
/s/ TIMM F. CRULL*
------------------------------------------- Director
Timm F. Crull
/s/ KATHLEEN FELDSTEIN*
------------------------------------------- Director
Kathleen Feldstein
/s/ DONALD E. GUINN*
------------------------------------------- Director
Donald E. Guinn
/s/ PHILIP M. HAWLEY*
------------------------------------------- Director
Philip M. Hawley
/s/ FRANK L. HOPE, JR.*
------------------------------------------- Director
Frank L. Hope, Jr.
/s/ IGNACIO E. LOZANO, JR.*
------------------------------------------- Director
Ignacio E. Lozano, Jr.
/s/ WALTER E. MASSEY*
------------------------------------------- Director
Walter E. Massey
/s/ JOHN M. RICHMAN*
------------------------------------------- Director
John M. Richman
/s/ RICHARD M. ROSENBERG*
------------------------------------------- Director
Richard M. Rosenberg
/s/ A. MICHAEL SPENCE*
------------------------------------------- Director
A. Michael Spence
*By /s/ ANDREA SUDMANN
--------------------------------------
Andrea Sudmann, Esq.
Attorney-in-Fact
</TABLE>
II-7
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Act of 1933, as amended, the
Registrant certifies that it has reasonable grounds to believe that it meets all
of the requirements for filing on Form S-3 and has duly caused this Amendment
No. 2 to the Registration Statement to be signed on its behalf by the
undersigned, thereunto duly authorized in San Francisco, State of California, on
May 16, 1996.
BANK OF AMERICA, FSB, as
Originator of the Trust and
Registrant
By: /s/ RAYMOND R. PETERS
------------------------------------
Raymond R. Peters
TREASURER
POWER OF ATTORNEY
Pursuant to the requirements of the Securities Act of 1933, as amended, this
Amendment No. 2 to the Registration Statement has been signed on May 16, 1996 by
the following persons or their respective attorneys-in-fact in the capacities
indicated.
<TABLE>
<CAPTION>
SIGNATURE TITLE
- -------------------------------------------------------- --------------------------------------------------------
<C> <S>
/s/ DAVID C. COULTER*
-------------------------------------------- Chief Executive Officer and Director
David C. Coulter (Principal Executive Officer)
/s/ MICHAEL E. O'NEILL*
-------------------------------------------- Chief Financial Officer and Director
Michael E. O'Neill (Principal Financial Officer)
/s/ JAMES H. WILLIAMS*
-------------------------------------------- Controller (Principal Accounting Officer)
James H. Williams
/s/ KATHLEEN J. BURKE*
-------------------------------------------- Director
Kathleen J. Burke
/s/ LUKE S. HELMS*
-------------------------------------------- Director
Luke S. Helms
/s/ JACK L. MEYERS*
-------------------------------------------- Director
Jack L. Meyers
/s/ MICHAEL J. MURRAY*
-------------------------------------------- Director
Michael J. Murray
/s/ THOMAS E. PETERSON*
-------------------------------------------- Director
Thomas E. Peterson
</TABLE>
II-8
<PAGE>
<TABLE>
<CAPTION>
SIGNATURE TITLE
- -------------------------------------------------------- --------------------------------------------------------
<C> <S>
/s/ MICHAEL E. ROSSI*
-------------------------------------------- Director
Michael E. Rossi
/s/ MARTIN A. STEIN*
-------------------------------------------- Director
Martin A. Stein
*By: /s/ ANDREA SUDMANN
----------------------------------------
Andrea Sudmann, Esq.
Attorney-in-Fact
</TABLE>
II-9
