FUTUREFUNDS SERIES ACCOUNT OF GREAT WEST LIFE & ANN INS CO
N-30D, 1998-02-27
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                   GREAT-WEST LIFE & ANNUITY INSURANCE COMPANY
                           FutureFunds Series Account
                            Annual Report Form N-30D
                          File Nos. 2-89550, 811-03972

The  information  required to be contained in this report for the period  ending
December  31, 1997  includes  the  attached  letter to contract  holders and the
following  previously  filed  annual  reports  for the  underlying  funds of the
above-referenced Registrant which incorporated herein by reference:




American Century Variable Portfolios, Inc.
File No. 811-05188
Form N-30D
Filed via EDGAR and accepted on February 19, 1998
Accession No. 0000814680-98-000004.

Fidelity Variable Insurance Products Fund
File No. 811-05188
Form N-30D
Filed via EDGAR and accepted on February 23, 1998
Accession No. 0000356494-98-000024.

Fidelity Variable Insurance Products Fund II
File No. 811-05511
Form N-30D
Filed via EDGAR and accepted on February 23, 1998
Accession No. 0000356494-98-000029.

Maxim Series Fund, Inc.
File No. 811-03364
Form N-30D
Filed via EDGAR and accepted on February  26,1998
Accession No. 0000356476-98-000008.



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