FUTUREFUNDS SERIES ACCOUNT OF GREAT WEST LIFE & ANN INS CO
497J, 1998-04-14
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                   Great-West Life & Annuity Insurance Company
                             8515 East Orchard Road
                            Englewood, Colorado 80111

                                 April 14, 1998

VIA EDGAR TRANSMISSION

Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

        Re:    FutureFunds Series Account of
               Great-West Life & Annuity Insurance Company
               Certification Pursuant to Rule 497(j) under
               the Securities Act of 1933
               File Nos. 2-89550 and 811-03972

Ladies and Gentlemen:

        In lieu of filing the form of  prospectus  and  Statement of  Additional
Information for FutureFunds Series Account (the Fund) pursuant to paragraph (c )
of Rule 497 under the Securities Act of 1933, the Fund hereby certifies that:

        (1)    the form of prospectus  and  Statement of Additional  Information
               that would have been filed under  paragraph (c ) of rule 497 does
               not differ from that contained in post-effective amendment no. 24
               to the Fund's registration statement on Form N-4, the most recent
               amendment to the Fund's registration statement; and

        (2)    the  text  of  post-effective  amendment  no.  24 to  the  Fund's
               registration statement on Form N-4, the most recent amendment tot
               he  Fund's  registration   statement  has  been  filed  with  the
               Securities  and  Exchange  Commission  electronically  via  EDGAR
               transmission, on March 27, 1998.

        If you should have any questions regarding the foregoing, please contact
the undersigned at (303) 689-4285.

FutureFunds Series Account of
Great-West Life & Annuity Insurance Company
(Registrant)

By:     /s/ Jeffrey A. Engelsman
        Jeffrey A. Engelsman
        Attorney,
        Great-West Life & Annuity Insurance Company



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