PRUCO LIFE INSURANCE CO VARIABLE APPRECIABLE ACCOUNT
497, 1998-11-05
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                        SUPPLEMENT DATED NOVEMBER 9, 1998
                       TO PROSPECTUS DATED MAY 1, 1998 FOR

                     PRUCO LIFE VARIABLE APPRECIABLE ACCOUNT


                             VARIABLE UNIVERSAL LIFE



The purpose of this supplement is to reduce the minimum basic  insurance  amount
that can be  applied  for from  $250,000  to  $100,000.  Therefore,  the  second
sentence in the  REQUIREMENTS  FOR ISSUANCE OF A CONTRACT  section on page 10 is
revised to read,  "Currently,  the minimum  basic  insurance  amount that can be
applied for is $100,000.









VUL-LWRFACE SUP Ed 11/98




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