SUPPLEMENT DATED DECEMBER 28, 1999
TO PROSPECTUS DATED MAY 1, 1999 FOR
PRUDENTIAL VARIABLE APPRECIABLE ACCOUNT
PRUCO LIFE VARIABLE APPRECIABLE ACCOUNT
Variable Appreciable Life Insurance Contracts
Variable Universal Life Insurance Contracts
Survivorship Preferred Variable Universal Life Insurance Contracts
The following paragraph is inserted on the inside front cover page of the
prospectuses, immediately following the last paragraph on the page:
The Contract may be purchased through registered representatives located in
banks and other financial institutions. An investment in the Contract is not a
bank deposit and is not insured or guaranteed by the Federal Deposit Insurance
Corporation or any other governmental agency and may lose value. An investment
is also not a condition to the provision or term of any banking service or
activity. The participating bank is not a registered broker-dealer and is not
affiliated with Pruco Securities Corporation.
BANK-SUP ed. 12/99
