<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 2946
<INT-BEARING-DEPOSITS> 10
<FED-FUNDS-SOLD> 1500
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 15216
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 64090
<ALLOWANCE> (1141)
<TOTAL-ASSETS> 88490
<DEPOSITS> 76808
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1552
<LONG-TERM> 0
0
0
<COMMON> 2160
<OTHER-SE> 7970
<TOTAL-LIABILITIES-AND-EQUITY> 10130
<INTEREST-LOAN> 4271
<INTEREST-INVEST> 765
<INTEREST-OTHER> 98
<INTEREST-TOTAL> 5134
<INTEREST-DEPOSIT> 1785
<INTEREST-EXPENSE> 59
<INTEREST-INCOME-NET> 3290
<LOAN-LOSSES> 205
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2370
<INCOME-PRETAX> 1314
<INCOME-PRE-EXTRAORDINARY> 1314
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 869
<EPS-BASIC> 4.49
<EPS-DILUTED> 0
<YIELD-ACTUAL> 5.37
<LOANS-NON> 707
<LOANS-PAST> 1658
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 965
<CHARGE-OFFS> 48
<RECOVERIES> 19
<ALLOWANCE-CLOSE> 1141
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1141
</TABLE>