[DESCRIPTION] FORM 13F
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/1999
Check here if Amendment [ ] Amendment Number:
This Amendment [ ] is a restatement
[ ] adds new holding entries
Institutional Investment Manager Filing this Report:
Name: CENTRAL CAROLINA BANK & TRUST
Address: PO BOX 30010
DURHAM, NC 27702
13F File Number: 28-01342
The institutional investment Manager filing this report and the
person by whom it is signed hereby represent that the person signing
the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered intergral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: ANTON HAMMOCK
Title: FIRST VICE PRESIDENT
Phone: 919-683-7567
Signature, Place, and Date of Signing:
1 DURHAM NC. 10/16/1999
Report Type (Check only one)
[X] 13F HOLDINGS REPORT
[ ] 13F NOTICE
[ ] 13F COMBINATION REPORT
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 639
Form 13F Information Table Value Total: $ 895,475
List of Other Included Managers:
NONE
<TABLE> <C> <C>
FORM 13F INFORMATION TABLE
TITLE VALUE SHARES/ SH/ PUT/
NAME OF ISSUER OF CLASS CUSIP (X $1000) PRN AMOUNT PRN CALL
SECURITY NAME SUBCLASS
AFLAC INC COMMON STOCKS 001055102 1714 40922 SH
AFLAC INC COMMON STOCKS 001055102 385 9200 SH
AT&T CORP COMMON STOCKS 001957109 3719 85500 SH
AT&T CORP COMMON STOCKS 001957109 6 135 SH
AT&T CORP COMMON STOCKS 001957109 492 11307 SH
AT&T CORP COMMON STOCKS 001957109 33 749 SH
AXA FINANCIAL INC COMMON STOCKS 002451102 234 4200 SH
ABBOTT LABS COMMON STOCKS 002824100 3751 102241 SH
ABBOTT LABS COMMON STOCKS 002824100 1120 30525 SH
ROWE CORP CLOSELY HELD CO 006997019 506 20000 SH
AEGON N V COMMON STOCKS 007924103 8722 100829 SH
AEGON N V COMMON STOCKS 007924103 1455 16822 SH
ROSEMYR CORP CLOSELY HELD CO 009990011 1594 6898 SH
ROSEMYR CORP CLOSELY HELD CO 009990011 1558 6745 SH
ALBERTSONS INC COMMON STOCKS 013104104 210 5300 SH
ALBERTSONS INC COMMON STOCKS 013104104 961 24284 SH
ALLEGHANY CORP COMMON STOCKS 017175100 233 1317 SH
ALLEGHENY ENERGY INC COMMON STOCKS 017361106 266 8346 SH
ALLEGHENY ENERGY INC COMMON STOCKS 017361106 57 1800 SH
ALLIANCE GROWTH MUTUAL FUNDS-EQ 01877F401 279 5298 PRN
ALLIED SIGNAL INC COMMON STOCKS 019512102 2840 47385 SH
ALLIED SIGNAL INC COMMON STOCKS 019512102 743 12400 SH
ALLSTATE CORPORATION COMMON STOCKS 020002101 173 6950 SH
ALLSTATE CORPORATION COMMON STOCKS 020002101 42 1676 SH
ALLTEL CORP COMMON STOCKS 020039103 394 5598 SH
ALLTEL CORP COMMON STOCKS 020039103 195 2771 SH
ALPHA INDS INC COMMON STOCKS 020753109 203 3600 SH
ALTERA CORP COMMON STOCKS 021441100 121 2800 SH
ALTERA CORP COMMON STOCKS 021441100 234 5400 SH
AMERICAN CENTURY MUTUAL FUNDS-EQ 02507M600 2744 117417 PRN
AMERICAN CENTURY MUTUAL FUNDS-EQ 02507M600 2 76 PRN
AMERICAN ELEC PWR INC COMMON STOCKS 025537101 182 5345 SH
AMERICAN ELEC PWR INC COMMON STOCKS 025537101 79 2318 SH
AMERICAN GEN CORP COMMON STOCKS 026351106 385 6091 SH
AMERICAN GEN CORP COMMON STOCKS 026351106 378 5970 SH
AMERICAN HOME PRODS CORP COMMON STOCKS 026609107 5703 137433 SH
AMERICAN HOME PRODS CORP COMMON STOCKS 026609107 1680 40475 SH
AMERICAN INTL GROUP INC COMMON STOCKS 026874107 1544 17763 SH
AMERICAN INTL GROUP INC COMMON STOCKS 026874107 89 1025 SH
AMERITECH CORP COMMON STOCKS 030954101 849 12720 SH
AMERITECH CORP COMMON STOCKS 030954101 656 9824 SH
AMETEK INC COMMON STOCKS 031100100 934 47150 SH
AMETEK INC COMMON STOCKS 031100100 175 8825 SH
AMGEN INC COMMON STOCKS 031162100 1457 17875 SH
AMGEN INC COMMON STOCKS 031162100 29 350 SH
ANHEUSER BUSCH COMPANIES COMMON STOCKS 035229103 932 13300 SH
ANHEUSER BUSCH COMPANIES COMMON STOCKS 035229103 771 11000 SH
AON CORP COMMON STOCKS 037389103 233 7880 SH
APPLIED MATERIALS COMMON STOCKS 038222105 5566 71640 SH
APPLIED MATERIALS COMMON STOCKS 038222105 983 12650 SH
ARCADIA FINANCIAL CORP COMMON STOCKS 039101100 66 15375 SH
ATLANTIC RICHFIELD COMMON STOCKS 048825103 1354 15280 SH
ATLANTIC RICHFIELD COMMON STOCKS 048825103 348 3930 SH
AUTODESK INC. COMMON STOCKS 052769106 1476 67475 SH
AUTODESK INC. COMMON STOCKS 052769106 186 8500 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCKS 053015103 1832 41055 SH
AUTOMATIC DATA PROCESSING INC COMMON STOCKS 053015103 39 880 SH
AVERY DENNISON CORP COMMON STOCKS 053611109 211 4000 SH
AVNET INC COMMON STOCKS 053807103 462 11000 SH
BB & T CORPORATION COMMON STOCKS 054937107 1559 48159 SH
BP AMOCO PLC COMMON STOCKS 055622104 3458 31208 SH
BP AMOCO PLC COMMON STOCKS 055622104 603 5446 SH
BANDAG INC COMMON STOCKS 059815308 207 8205 SH
BANDAG INC COMMON STOCKS 059815308 30 1175 SH
BANK OF AMERICA CORP COMMON STOCKS 060505104 2311 41497 SH
BANK OF AMERICA CORP COMMON STOCKS 060505104 1595 28642 SH
BANK OF NEW YORK INC COMMON STOCKS 064057102 147 4400 SH
BANK OF NEW YORK INC COMMON STOCKS 064057102 361 10800 SH
BANK ONE CORP COMMON STOCKS 06423A103 553 15873 SH
BANK ONE CORP COMMON STOCKS 06423A103 70 2003 SH
BAXTER INTL INC COMMON STOCKS 071813109 233 3860 SH
BAXTER INTL INC COMMON STOCKS 071813109 4 70 SH
BECKMAN COULTER, INC. COMMON STOCKS 075811109 1451 32150 SH
BECKMAN COULTER, INC. COMMON STOCKS 075811109 158 3500 SH
BED BATH & BEYOND COMMON STOCKS 075896100 499 14293 SH
BED BATH & BEYOND COMMON STOCKS 075896100 49 1400 SH
BELL ATLANTIC CORP COMMON STOCKS 077853109 1495 22212 SH
BELL ATLANTIC CORP COMMON STOCKS 077853109 944 14028 SH
BELLSOUTH CORP COMMON STOCKS 079860102 1928 42838 SH
BELLSOUTH CORP COMMON STOCKS 079860102 27 608 SH
BELLSOUTH CORP COMMON STOCKS 079860102 771 17136 SH
BERKSHIRE HATHAWAY INC COMMON STOCKS 084670108 55 1 SH
BERKSHIRE HATHAWAY INC COMMON STOCKS 084670108 9900 180 SH
BERKSHIRE HATHAWAY INC COMMON STOCKS 084670207 507 273 SH
BERKSHIRE HATHAWAY INC COMMON STOCKS 084670207 41 22 SH
BOEING CO COMMON STOCKS 097023105 707 16581 SH
BOEING CO COMMON STOCKS 097023105 578 13552 SH
BRANDYWINE FD INC MUTUAL FUNDS-EQ 10532D107 257 7314 PRN
BRISTOL MYERS SQUIBB CO COMMON STOCKS 110122108 3442 50991 SH
BRISTOL MYERS SQUIBB CO COMMON STOCKS 110122108 824 12200 SH
CCB FINL CORP COMMON STOCKS 124875105 62410 1499347 SH
CCB FINL CORP COMMON STOCKS 124875105 766 18400 SH
CCB FINL CORP COMMON STOCKS 124875105 7806 187526 SH
CBRL GROUP INC COMMON STOCKS 12489V106 1498 96625 SH
CBRL GROUP INC COMMON STOCKS 12489V106 395 25500 SH
CBS CORP COMMON STOCKS 12490K107 370 8000 SH
CBS CORP COMMON STOCKS 12490K107 5 100 SH
CCB MUTUAL FUNDS-EQ 12500E307 71859 3302345 PRN
CCB MUTUAL FUNDS-EQ 12500E307 7378 339082 PRN
CSX CORP COMMON STOCKS 126408103 381 8998 SH
CSX CORP COMMON STOCKS 126408103 299 7066 SH
CAP ONE FINANCIAL CORP COMMON STOCKS 14040H105 5632 144413 SH
CAP ONE FINANCIAL CORP COMMON STOCKS 14040H105 117 3000 SH
CAROLINA PWR & LT CO COMMON STOCKS 144141108 2598 73430 SH
CAROLINA PWR & LT CO COMMON STOCKS 144141108 136 3835 SH
CATERPILLAR TRACTOR CO COMMON STOCKS 149123101 285 5195 SH
CATERPILLAR TRACTOR CO COMMON STOCKS 149123101 44 800 SH
CENDANT CORP COMMON STOCKS 151313103 473 26640 SH
CENDANT CORP COMMON STOCKS 151313103 20 1100 SH
CENTURA BKS INC COMMON STOCKS 15640T100 329 7960 SH
CENTURA BKS INC COMMON STOCKS 15640T100 1529 36960 SH
CHASE MANHATTAN CORP COMMON STOCKS 16161A108 481 6376 SH
CHASE MANHATTAN CORP COMMON STOCKS 16161A108 264 3508 SH
CHEVRON CORP COMMON STOCKS 166751107 1036 11670 SH
CHEVRON CORP COMMON STOCKS 166751107 250 2816 SH
CISCO SYSTEMS COMMON STOCKS 17275R102 8345 121711 SH
CISCO SYSTEMS COMMON STOCKS 17275R102 1515 22100 SH
CISCO SYSTEMS COMMON STOCKS 17275R102 103 1498 SH
CITIGROUP INC COMMON STOCKS 172967101 1061 24114 SH
CITIGROUP INC COMMON STOCKS 172967101 1182 26865 SH
CLAYTON HOMES INC COMMON STOCKS 184190106 243 27927 SH
CLOROX CO COMMON STOCKS 189054109 199 5200 SH
CLOROX CO COMMON STOCKS 189054109 27 700 SH
COCA COLA CO COMMON STOCKS 191216100 4187 86778 SH
COCA COLA CO COMMON STOCKS 191216100 261 5400 SH
COLGATE PALMOLIVE CO COMMON STOCKS 194162103 988 21592 SH
COLGATE PALMOLIVE CO COMMON STOCKS 194162103 224 4896 SH
COMPAQ COMPUTER CORP COMMON STOCKS 204493100 1843 80564 SH
COMPAQ COMPUTER CORP COMMON STOCKS 204493100 300 13118 SH
COMPAQ COMPUTER CORP COMMON STOCKS 204493100 11 500 SH
COMPUTER ASSOC INT'L INC COMMON STOCKS 204912109 365 5975 SH
COMPUTER SCIENCES CORP COMMON STOCKS 205363104 283 4020 SH
COMPUTER SCIENCES CORP COMMON STOCKS 205363104 281 4000 SH
CONE MILLS CORP COMMON STOCKS 206814105 77 15800 SH
CONE MILLS CORP COMMON STOCKS 206814105 278 56942 SH
CONSOLIDTD STORES COMMON STOCKS 210149100 227 10275 SH
CONSOLIDTD STORES COMMON STOCKS 210149100 163 7400 SH
CORNING INC COMMON STOCKS 219350105 247 3600 SH
CORPORATE EXPRESS INC COMMON STOCKS 219888104 644 68450 SH
CORPORATE EXPRESS INC COMMON STOCKS 219888104 213 22675 SH
DALLAS SEMICONDUCTOR CORP COMMON STOCKS 235204104 91 1700 SH
DALLAS SEMICONDUCTOR CORP COMMON STOCKS 235204104 192 3600 SH
DANAHER CORP COMMON STOCKS 235851102 76 1447 SH
DANAHER CORP COMMON STOCKS 235851102 476 9041 SH
DELHAIZE AMERICA COMMON STOCKS 246688105 265 12493 SH
DELHAIZE AMERICA COMMON STOCKS 246688105 10 464 SH
DELHAIZE AMERICA COMMON STOCKS 246688204 673 29741 SH
DELHAIZE AMERICA COMMON STOCKS 246688204 204 9000 SH
DIEBOLD INC COMMON STOCKS 253651103 1284 55511 SH
DIEBOLD INC COMMON STOCKS 253651103 132 5703 SH
DISNEY WALT CO COMMON STOCKS 254687106 1101 42349 SH
DISNEY WALT CO COMMON STOCKS 254687106 179 6900 SH
DODGE & COX MUTUAL FUNDS-BA 256201104 274 4055 PRN
DODGE & COX MUTUAL FUNDS-EQ 256219106 745 7537 PRN
DOMINION RES INC COMMON STOCKS 257470104 146 3236 SH
DOMINION RES INC COMMON STOCKS 257470104 83 1849 SH
DOVER CORP COMMON STOCKS 260003108 941 23025 SH
DOW CHEM CO COMMON STOCKS 260543103 1261 11096 SH
DOW CHEM CO COMMON STOCKS 260543103 214 1885 SH
DREYFUS FD MUTUAL FUNDS-EQ 262003106 136 11711 PRN
DU PONT E I DE NEMOURS & CO COMMON STOCKS 263534109 772 12768 SH
DU PONT E I DE NEMOURS & CO COMMON STOCKS 263534109 1068 17645 SH
DU PONT E I DE NEMOURS & CO COMMON STOCKS 263534109 182 3000 SH
DUFF & PHELPS UTILS INCOME INC CLOSED END FUND 264324104 177 18300 PRN
DUKE ENERGY CORP COMMON STOCKS 264399106 3324 60302 SH
DUKE ENERGY CORP COMMON STOCKS 264399106 668 12126 SH
DUKE ENERGY CORP COMMON STOCKS 264399106 50 906 SH
EG & G INC COMMON STOCKS 268457108 509 12800 SH
EG & G INC COMMON STOCKS 268457108 358 9000 SH
EMC CORP COMMON STOCKS 268648102 11842 165908 SH
EMC CORP COMMON STOCKS 268648102 3148 44100 SH
EASTMAN KODAK CO COMMON STOCKS 277461109 617 8155 SH
EASTMAN KODAK CO COMMON STOCKS 277461109 391 5175 SH
EATON CORP COMMON STOCKS 278058102 1243 14400 SH
EATON CORP COMMON STOCKS 278058102 906 10500 SH
EMERSON ELECTRIC CO COMMON STOCKS 291011104 298 4720 SH
EMERSON ELECTRIC CO COMMON STOCKS 291011104 293 4630 SH
ENRON CORP COMMON STOCKS 293561106 1215 29580 SH
ENRON CORP COMMON STOCKS 293561106 329 8020 SH
ENTREMED INC COMMON STOCKS 29382F103 201 9304 SH
EQUITABLE RES INC COMMON STOCKS 294549100 255 6750 SH
EQUITY INCOME FD COMMON STOCKS 294700703 6042 30710 SH
EQUITY INCOME FD COMMON STOCKS 294700703 748 3800 SH
EUITY INCOME FUND MUTUAL FUNDS-EQ 294711247 22 26008 PRN
EUITY INCOME FUND MUTUAL FUNDS-EQ 294711270 38 36194 PRN
EXXON CORP COMMON STOCKS 302290101 15107 198772 SH
EXXON CORP COMMON STOCKS 302290101 3711 48824 SH
FAMILY DLR STORES INC COMMON STOCKS 307000109 597 28250 SH
FDX CORPORATION COMMON STOCKS 31304N107 1682 43266 SH
FDX CORPORATION COMMON STOCKS 31304N107 544 14000 SH
FEDERAL HOME LOAN MORTGAGE CORP COMMON STOCKS 313400301 363 6977 SH
FEDERAL HOME LOAN MORTGAGE CORP COMMON STOCKS 313400301 26 500 SH
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCKS 313586109 3827 61043 SH
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCKS 313586109 292 4662 SH
FEDERAL NATIONAL MORTGAGE ASSN COMMON STOCKS 313586109 31 500 SH
FEDERATED MUTUAL FUNDS-FI 314184102 1357 124154 PRN
FEDERATED MUTUAL FUNDS-FI 314184102 243 22249 PRN
FEDERATED INCOME TRUST MUTUAL FUNDS-FI 314199100 190 18946 PRN
FEDERATED INCOME TRUST MUTUAL FUNDS-FI 314199100 35 3485 PRN
FEDERATED MUTUAL FUNDS-FI 31420C209 94 10921 PRN
FEDERATED MUTUAL FUNDS-FI 31420C407 66176 6794201 PRN
FEDERATED MUTUAL FUNDS-FI 31420C407 186 19068 PRN
FEDERATED MUTUAL FUNDS-FI 31420C407 3602 369792 PRN
FEDERATED SHORT INTER MUN TR SH MUTUAL FUNDS-FI 314280108 58 5733 PRN
FEDERATED SHORT INTER MUN TR SH MUTUAL FUNDS-FI 314280108 162 15973 PRN
FEDERATED US GOVT SEC MUTUAL FUNDS-FI 31428P103 197 18728 PRN
FIDELITY ADV INST EQUITY GROWTH MUTUAL FUNDS-EQ 315805101 2163 33913 PRN
FIDELITY ADV INST EQUITY GROWTH MUTUAL FUNDS-EQ 315805101 67 1044 PRN
FIDELITY ADVISOR MUTUAL FUNDS-EQ 315807883 295 6002 PRN
FIDELITY MUTUAL FUNDS-IN 316145101 110 3729 PRN
FIDELITY MUTUAL FUNDS-IN 316145101 158 5363 PRN
FIRST CITIZENS BCSHS COMMON STOCKS 31946M103 389 5070 SH
FIRST UNION CORP COMMON STOCKS 337358105 1649 46290 SH
FIRST UNION CORP COMMON STOCKS 337358105 157 4393 SH
FIRST UNION CORP COMMON STOCKS 337358105 14 400 SH
FLORIDA ST MUNICIPAL BONDS 341596FU3 291 300000 PRN
FLOWERS INDS INC COMMON STOCKS 343496105 1167 86025 SH
FLOWERS INDS INC COMMON STOCKS 343496105 258 19000 SH
FORD MTR CO COMMON STOCKS 345370100 1325 26370 SH
FORD MTR CO COMMON STOCKS 345370100 5 108 SH
FORD MTR CO COMMON STOCKS 345370100 248 4926 SH
FORTUNE BRANDS INC COMMON STOCKS 349631101 729 22600 SH
FRANKLIN MUTUAL FUNDS-EQ 35251D103 1127 37266 PRN
FRANKLIN MUTUAL FUNDS-EQ 35251D103 42 1383 PRN
FRANKLIN MUTUAL FUNDS-FI 353496300 53 23519 PRN
FRANKLIN MUTUAL FUNDS-EQ 354713109 1287 46238 PRN
FRANKLIN MUTUAL FUNDS-EQ 354713109 115 4128 PRN
FRANKLIN MUTUAL FUNDS-FI 354723793 595 51913 PRN
FRANKLIN MUTUAL FUNDS-FI 354723793 42 3647 PRN
GTE CORP COMMON STOCKS 362320103 1566 20370 SH
GTE CORP COMMON STOCKS 362320103 622 8096 SH
GALLAHER GROUP PLC ADR COMMON STOCKS 363595109 669 24610 SH
GANNETT INC COMMON STOCKS 364730101 156 2250 SH
GANNETT INC COMMON STOCKS 364730101 76 1100 SH
GATEWAY INC COMMON STOCKS 367626108 1852 42100 SH
GATEWAY INC COMMON STOCKS 367626108 370 8400 SH
GENERAL ELEC CO COMMON STOCKS 369604103 20543 173266 SH
GENERAL ELEC CO COMMON STOCKS 369604103 4946 41720 SH
GENERAL ELEC CO COMMON STOCKS 369604103 95 800 SH
GENERAL MILLS INC COMMON STOCKS 370334104 330 4067 SH
GENERAL MILLS INC COMMON STOCKS 370334104 203 2500 SH
GENERAL MTRS CORP COMMON STOCKS 370442105 696 11058 SH
GENERAL MTRS CORP COMMON STOCKS 370442105 4 60 SH
GENERAL MTRS CORP COMMON STOCKS 370442105 106 1690 SH
GENERAL MTRS CORP COMMON STOCKS 370442832 69 1204 SH
GENERAL MTRS CORP COMMON STOCKS 370442832 398 6950 SH
GENTEX CORP COMMON STOCKS 371901109 1863 90195 SH
GENTEX CORP COMMON STOCKS 371901109 41 2000 SH
GENLYTE GROUP INC COMMON STOCKS 372302109 312 13135 SH
GENLYTE GROUP INC COMMON STOCKS 372302109 268 11300 SH
GENUINE PARTS CO COMMON STOCKS 372460105 261 9814 SH
GEORGIA PAC CORP COMMON STOCKS 373298108 181 4488 SH
GEORGIA PAC CORP COMMON STOCKS 373298108 158 3900 SH
GERBER SCIENTIFIC INC COMMON STOCKS 373730100 174 7775 SH
GERBER SCIENTIFIC INC COMMON STOCKS 373730100 254 11350 SH
GILLETTE CO COMMON STOCKS 375766102 1484 43731 SH
GILLETTE CO COMMON STOCKS 375766102 112 3300 SH
GLAXO PLC SPONSORED ADR COMMON STOCKS 37733W105 535 10294 SH
GLAXO PLC SPONSORED ADR COMMON STOCKS 37733W105 104 2000 SH
GLOBAL MARINE INC COMMON STOCKS 379352404 310 18875 SH
GLOBAL MARINE INC COMMON STOCKS 379352404 12 700 SH
GOLDMAN SACHS MUTUAL FUNDS-FI 38141W208 713 73960 PRN
GOLDMAN SACHS MUTUAL FUNDS-FI 38141W208 58 6062 PRN
GOLDMAN SACHS MUTUAL FUNDS-FI 38141W307 1443 150421 PRN
GOLDMAN SACHS MUTUAL FUNDS-FI 38141W307 164 17141 PRN
GOODYEAR TIRE & RUBR CO COMMON STOCKS 382550101 800 16625 SH
GOODYEAR TIRE & RUBR CO COMMON STOCKS 382550101 462 9600 SH
GREY ADVERTISING INC COMMON STOCKS 397838103 1500 4077 SH
GREY ADVERTISING INC COMMON STOCKS 397838103 396 1075 SH
HARBOR MUTUAL FUNDS-EQ 411511504 3568 82630 PRN
HARBOR MUTUAL FUNDS-EQ 411511504 39 899 PRN
HARRIS CORP COMMON STOCKS 413875105 1466 53050 SH
HARRIS CORP COMMON STOCKS 413875105 392 14175 SH
HEINZ H J CO COMMON STOCKS 423074103 1773 41239 SH
HEINZ H J CO COMMON STOCKS 423074103 297 6900 SH
HEINZ H J CO COMMON STOCKS 423074103 19 450 SH
HEWLETT PACKARD CO COMMON STOCKS 428236103 2971 32740 SH
HEWLETT PACKARD CO COMMON STOCKS 428236103 1157 12750 SH
HEWLETT PACKARD CO COMMON STOCKS 428236103 45 500 SH
HOME DEPOT INC COMMON STOCKS 437076102 1366 19899 SH
HOME DEPOT INC COMMON STOCKS 437076102 191 2778 SH
HONEYWELL INC COMMON STOCKS 438506107 979 8791 SH
HONEYWELL INC COMMON STOCKS 438506107 227 2038 SH
HOUSEHOLD INTL INC COMMON STOCKS 441815107 1933 48170 SH
HOUSEHOLD INTL INC COMMON STOCKS 441815107 32 800 SH
HUBBELL HARVEY INC COMMON STOCKS 443510201 967 30329 SH
HUBBELL HARVEY INC COMMON STOCKS 443510201 81 2552 SH
HUTTON TEL TR UNIT 1ST TAX FREE MUTUAL FUNDS-FI 447900101 182 31855 PRN
IDG BOOKS WORLDWIDE INC COMMON STOCKS 449384106 319 20000 SH
IHOP CORP COMMON STOCKS 449623107 1067 52700 SH
INGERSOLL RAND CO COMMON STOCKS 456866102 859 15632 SH
INGERSOLL RAND CO COMMON STOCKS 456866102 655 11925 SH
INTEL CORP COMMON STOCKS 458140100 12290 165388 SH
INTEL CORP COMMON STOCKS 458140100 7080 95274 SH
IBM CORP COMMON STOCKS 459200101 3789 31316 SH
IBM CORP COMMON STOCKS 459200101 2184 18052 SH
INTERNATIONAL PAPER CO COMMON STOCKS 460146103 340 7068 SH
INTERNATIONAL PAPER CO COMMON STOCKS 460146103 203 4220 SH
INTERPUBLIC GROUP COMMON STOCKS 460690100 791 19240 SH
INTERPUBLIC GROUP COMMON STOCKS 460690100 16 400 SH
SCUDDER MUTUAL FUNDS-EQ 460965882 1263 48981 PRN
SCUDDER MUTUAL FUNDS-EQ 460965882 63 2429 PRN
INTIMATE BRANDS COMMON STOCKS 461156101 1021 26216 SH
INTIMATE BRANDS COMMON STOCKS 461156101 93 2400 SH
INVESTORS TITLE INS CO COMMON STOCKS 461804106 221 15624 SH
INVESTORS TITLE INS CO COMMON STOCKS 461804106 110 7812 SH
JANUS MUTUAL FUNDS-EQ 471023101 281 7103 PRN
JANUS MUTUAL FUNDS-EQ 471023101 398 10054 PRN
JANUS MUTUAL FUNDS-IN 471023309 908 16570 PRN
JANUS MUTUAL FUNDS-IN 471023309 436 7953 PRN
JEFFERSON PILOT CORP COMMON STOCKS 475070108 4913 77753 SH
JEFFERSON PILOT CORP COMMON STOCKS 475070108 2705 42802 SH
JOHNSON & JOHNSON COMMON STOCKS 478160104 3764 40965 SH
JOHNSON & JOHNSON COMMON STOCKS 478160104 1392 15150 SH
JOHNSON & JOHNSON COMMON STOCKS 478160104 37 400 SH
JOHNSON CONTROLS COMMON STOCKS 478366107 8 115 SH
JOHNSON CONTROLS COMMON STOCKS 478366107 255 3840 SH
KANSAS CITY SOUTHN INDS INC COMMON STOCKS 485170104 558 12000 SH
KANSAS CITY SOUTHN INDS INC COMMON STOCKS 485170104 837 18000 SH
KELLOGG CO COMMON STOCKS 487836108 423 11292 SH
KENAN TRANS CO COMMON STOCKS 488539107 273 8760 SH
KEYCORP NEW COMMON STOCKS 493267108 573 22210 SH
KEYCORP NEW COMMON STOCKS 493267108 158 6124 SH
KIMBERLY CLARK CORP COMMON STOCKS 494368103 318 6020 SH
KIMBERLY CLARK CORP COMMON STOCKS 494368103 79 1500 SH
KROGER CO COMMON STOCKS 501044101 224 10150 SH
LEXMARK INTL GROUP INC CL A COMMON STOCKS 529771107 2555 31735 SH
LEXMARK INTL GROUP INC CL A COMMON STOCKS 529771107 60 750 SH
ELI LILLY COMMON STOCKS 532457108 1427 22228 SH
ELI LILLY COMMON STOCKS 532457108 16 250 SH
LINCARE HLD INC COMMON STOCKS 532791100 315 11800 SH
LINCARE HLD INC COMMON STOCKS 532791100 24 900 SH
LINCOLN ELECTRIC HOLDINGS COMMON STOCKS 533900106 804 38525 SH
LINCOLN ELECTRIC HOLDINGS COMMON STOCKS 533900106 236 11325 SH
LOCKHEED MARTIN CORP COMMON STOCKS 539830109 530 16204 SH
LOOMIS SAYLES MUTUAL FUNDS-FI 543487607 4722 403562 PRN
LOOMIS SAYLES MUTUAL FUNDS-FI 543487607 3 260 PRN
LOWES COS INC COMMON STOCKS 548661107 3524 72282 SH
LOWES COS INC COMMON STOCKS 548661107 24 500 SH
LUCENT TECHNOLOGIES INC COMMON STOCKS 549463107 5142 79266 SH
LUCENT TECHNOLOGIES INC COMMON STOCKS 549463107 8 116 SH
LUCENT TECHNOLOGIES INC COMMON STOCKS 549463107 1053 16228 SH
LUCENT TECHNOLOGIES INC COMMON STOCKS 549463107 52 800 SH
MBIA INC COMMON STOCKS 55262C100 233 5000 SH
MCI WORLDCOM COMMON STOCKS 55268B106 4825 67137 SH
MCI WORLDCOM COMMON STOCKS 55268B106 539 7501 SH
MFS CLOSED END FUND 55273C107 3806 597047 PRN
MFS SER TR III HIGH INCOME FD MUTUAL FUNDS-FI 552984601 4795 962770 PRN
MFS SER TR III HIGH INCOME FD MUTUAL FUNDS-FI 552984601 612 122819 PRN
MMC NETWORKS INC COMMON STOCKS 55308N102 212 6800 SH
MTS SYS CORP COMMON STOCKS 553777103 47 4500 SH
MTS SYS CORP COMMON STOCKS 553777103 93 9000 SH
MACROMEDIA INC COMMON STOCKS 556100105 8 200 SH
MACROMEDIA INC COMMON STOCKS 556100105 218 5326 SH
MARSH & MCLENNAN COS INC COMMON STOCKS 571748102 825 12042 SH
MARSH & MCLENNAN COS INC COMMON STOCKS 571748102 206 3000 SH
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MATTEL INC COMMON STOCKS 577081102 54 2828 SH
MCDONALDS CORP COMMON STOCKS 580135101 1413 32660 SH
MCDONALDS CORP COMMON STOCKS 580135101 195 4500 SH
MCGRAW HILL INC COMMON STOCKS 580645109 926 19135 SH
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MEDIAONE GROUP INC COMMON STOCKS 58440J104 712 10416 SH
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MEDSCAPE INC COMMON STOCKS 585046105 478 49000 SH
MEDSCAPE INC COMMON STOCKS 585046105 10 1000 SH
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MEDTRONIC INC COMMON STOCKS 585055106 4909 138034 SH
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MERCK & CO INC COMMON STOCKS 589331107 2690 41500 SH
MERCK & CO INC COMMON STOCKS 589331107 32 500 SH
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MIDAMERICAN ENERGY HLDGS CO COMMON STOCKS 59562V107 322 10900 SH
MILACRON, INC. COMMON STOCKS 598709103 226 12750 SH
MILACRON, INC. COMMON STOCKS 598709103 135 7600 SH
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MOBIL CORP COMMON STOCKS 607059102 2171 21550 SH
MOBIL CORP COMMON STOCKS 607059102 591 5866 SH
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MODINE MFG COMMON STOCKS 607828100 114 4900 SH
MONSANTO CO COMMON STOCKS 611662107 1456 40805 SH
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MORGAN J P & CO INC COMMON STOCKS 616880100 667 5840 SH
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MORGAN J P & CO INC COMMON STOCKS 616880100 23 200 SH
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NACCO INDUSTRIES COMMON STOCKS 629579103 517 7400 SH
NATIONAL CITY CORP COMMON STOCKS 635405103 216 8106 SH
NEXTEL COMMUNICATIONS COMMON STOCKS 65332V103 685 10100 SH
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CHEVRON CORP OTHER 2816
CISCO SYSTEMS SOLE 121311
CISCO SYSTEMS SOLE 400
CISCO SYSTEMS OTHER 22100
CISCO SYSTEMS DEF/OTH 1498
CITIGROUP INC SOLE 24114
CITIGROUP INC OTHER 26715
CITIGROUP INC OTHER 150
CLAYTON HOMES INC SOLE 27927
CLOROX CO SOLE 5200
CLOROX CO OTHER 700
COCA COLA CO SOLE 86778
COCA COLA CO OTHER 5400
COLGATE PALMOLIVE CO SOLE 21592
COLGATE PALMOLIVE CO OTHER 4896
COMPAQ COMPUTER CORP SOLE 80264
COMPAQ COMPUTER CORP SOLE 300
COMPAQ COMPUTER CORP OTHER 13118
COMPAQ COMPUTER CORP DEF/OTH 500
COMPUTER ASSOC INT'L INC SOLE 5975
COMPUTER SCIENCES CORP SOLE 4020
COMPUTER SCIENCES CORP OTHER 4000
CONE MILLS CORP SOLE 15800
CONE MILLS CORP OTHER 56942
CONSOLIDTD STORES SOLE 10275
CONSOLIDTD STORES OTHER 7400
CORNING INC SOLE 3600
CORPORATE EXPRESS INC SOLE 68450
CORPORATE EXPRESS INC OTHER 22675
DALLAS SEMICONDUCTOR CORP SOLE 1700
DALLAS SEMICONDUCTOR CORP OTHER 3600
DANAHER CORP SOLE 1447
DANAHER CORP OTHER 9041
DELHAIZE AMERICA SOLE 12043
DELHAIZE AMERICA SOLE 450
DELHAIZE AMERICA OTHER 464
DELHAIZE AMERICA SOLE 12941
DELHAIZE AMERICA SOLE 16800
DELHAIZE AMERICA OTHER 9000
DIEBOLD INC SOLE 55411
DIEBOLD INC SOLE 100
DIEBOLD INC OTHER 5703
DISNEY WALT CO SOLE 37363
DISNEY WALT CO SOLE 4986
DISNEY WALT CO OTHER 6900
DODGE & COX SOLE 4055
DODGE & COX SOLE 7537
DOMINION RES INC SOLE 3236
DOMINION RES INC OTHER 1849
DOVER CORP SOLE 23025
DOW CHEM CO SOLE 11096
DOW CHEM CO OTHER 1885
DREYFUS FD OTHER 11711
DU PONT E I DE NEMOURS & CO SOLE 12768
DU PONT E I DE NEMOURS & CO OTHER 17645
DU PONT E I DE NEMOURS & CO DEF/OTH 3000
DUFF & PHELPS UTILS INCOME INC SOLE 18300
DUKE ENERGY CORP SOLE 59554
DUKE ENERGY CORP SOLE 748
DUKE ENERGY CORP OTHER 12126
DUKE ENERGY CORP DEF/OTH 906
EG & G INC SOLE 12800
EG & G INC OTHER 9000
EMC CORP SOLE 165808
EMC CORP SOLE 100
EMC CORP OTHER 44100
EASTMAN KODAK CO SOLE 8155
EASTMAN KODAK CO OTHER 5175
EATON CORP SOLE 14400
EATON CORP OTHER 10500
EMERSON ELECTRIC CO SOLE 2400
EMERSON ELECTRIC CO SOLE 2320
EMERSON ELECTRIC CO OTHER 4630
ENRON CORP SOLE 19580
ENRON CORP SOLE 10000
ENRON CORP OTHER 8020
ENTREMED INC SOLE 9000
ENTREMED INC SOLE 304
EQUITABLE RES INC OTHER 6750
EQUITY INCOME FD SOLE 30710
EQUITY INCOME FD OTHER 3800
EUITY INCOME FUND OTHER 26008
EUITY INCOME FUND OTHER 36194
EXXON CORP SOLE 196172
EXXON CORP SOLE 2600
EXXON CORP OTHER 48824
FAMILY DLR STORES INC SOLE 20900
FAMILY DLR STORES INC SOLE 7350
FDX CORPORATION SOLE 43266
FDX CORPORATION OTHER 14000
FEDERAL HOME LOAN MORTGAGE CORP SOLE 6977
FEDERAL HOME LOAN MORTGAGE CORP DEF/OTH 500
FEDERAL NATIONAL MORTGAGE ASSN SOLE 61018
FEDERAL NATIONAL MORTGAGE ASSN SOLE 25
FEDERAL NATIONAL MORTGAGE ASSN OTHER 4662
FEDERAL NATIONAL MORTGAGE ASSN DEF/OTH 500
FEDERATED SOLE 124154
FEDERATED OTHER 22249
FEDERATED INCOME TRUST SOLE 18946
FEDERATED INCOME TRUST OTHER 3485
FEDERATED SOLE 10921
FEDERATED SOLE 6786200
FEDERATED SOLE 8001
FEDERATED DEFINED 19068
FEDERATED OTHER 349369
FEDERATED OTHER 15514
FEDERATED OTHER 4909
FEDERATED SHORT INTER MUN TR SH SOLE 5733
FEDERATED SHORT INTER MUN TR SH OTHER 15973
FEDERATED US GOVT SEC SOLE 18728
FIDELITY ADV INST EQUITY GROWTH SOLE 33913
FIDELITY ADV INST EQUITY GROWTH OTHER 1044
FIDELITY ADVISOR SOLE 6002
FIDELITY SOLE 3729
FIDELITY OTHER 5363
FIRST CITIZENS BCSHS SOLE 5070
FIRST UNION CORP SOLE 44790
FIRST UNION CORP SOLE 1500
FIRST UNION CORP OTHER 4393
FIRST UNION CORP DEF/OTH 400
FLORIDA ST SOLE 300000
FLOWERS INDS INC SOLE 86025
FLOWERS INDS INC OTHER 19000
FORD MTR CO SOLE 25470
FORD MTR CO SOLE 900
FORD MTR CO DEFINED 108
FORD MTR CO OTHER 4926
FORTUNE BRANDS INC SOLE 22600
FRANKLIN SOLE 37266
FRANKLIN OTHER 1383
FRANKLIN SOLE 23519
FRANKLIN SOLE 46238
FRANKLIN OTHER 4128
FRANKLIN SOLE 51913
FRANKLIN OTHER 3647
GTE CORP SOLE 20370
GTE CORP OTHER 8096
GALLAHER GROUP PLC ADR SOLE 24610
GANNETT INC SOLE 2250
GANNETT INC OTHER 1100
GATEWAY INC SOLE 42100
GATEWAY INC OTHER 8400
GENERAL ELEC CO SOLE 173241
GENERAL ELEC CO SOLE 25
GENERAL ELEC CO OTHER 41620
GENERAL ELEC CO OTHER 100
GENERAL ELEC CO DEF/OTH 800
GENERAL MILLS INC SOLE 4067
GENERAL MILLS INC OTHER 2500
GENERAL MTRS CORP SOLE 11058
GENERAL MTRS CORP DEFINED 60
GENERAL MTRS CORP OTHER 1690
GENERAL MTRS CORP SOLE 1204
GENERAL MTRS CORP OTHER 6950
GENTEX CORP SOLE 90045
GENTEX CORP SOLE 150
GENTEX CORP OTHER 2000
GENLYTE GROUP INC SOLE 13135
GENLYTE GROUP INC OTHER 11300
GENUINE PARTS CO SOLE 9814
GEORGIA PAC CORP SOLE 4488
GEORGIA PAC CORP OTHER 3900
GERBER SCIENTIFIC INC SOLE 7775
GERBER SCIENTIFIC INC OTHER 11350
GILLETTE CO SOLE 38847
GILLETTE CO SOLE 4884
GILLETTE CO OTHER 3300
GLAXO PLC SPONSORED ADR SOLE 7994
GLAXO PLC SPONSORED ADR SOLE 2300
GLAXO PLC SPONSORED ADR OTHER 2000
GLOBAL MARINE INC SOLE 18875
GLOBAL MARINE INC OTHER 700
GOLDMAN SACHS SOLE 73960
GOLDMAN SACHS OTHER 6062
GOLDMAN SACHS SOLE 150421
GOLDMAN SACHS OTHER 17141
GOODYEAR TIRE & RUBR CO SOLE 16625
GOODYEAR TIRE & RUBR CO OTHER 9600
GREY ADVERTISING INC SOLE 4077
GREY ADVERTISING INC OTHER 1075
HARBOR SOLE 82630
HARBOR OTHER 899
HARRIS CORP SOLE 53050
HARRIS CORP OTHER 14175
HEINZ H J CO SOLE 41239
HEINZ H J CO OTHER 6900
HEINZ H J CO DEF/OTH 450
HEWLETT PACKARD CO SOLE 32740
HEWLETT PACKARD CO OTHER 12750
HEWLETT PACKARD CO DEF/OTH 500
HOME DEPOT INC SOLE 19899
HOME DEPOT INC OTHER 2778
HONEYWELL INC SOLE 8791
HONEYWELL INC OTHER 2038
HOUSEHOLD INTL INC SOLE 47620
HOUSEHOLD INTL INC SOLE 550
HOUSEHOLD INTL INC OTHER 800
HUBBELL HARVEY INC SOLE 25629
HUBBELL HARVEY INC SOLE 4700
HUBBELL HARVEY INC OTHER 2552
HUTTON TEL TR UNIT 1ST TAX FREE SOLE 31855
IDG BOOKS WORLDWIDE INC SOLE 20000
IHOP CORP SOLE 52700
INGERSOLL RAND CO SOLE 15532
INGERSOLL RAND CO SOLE 100
INGERSOLL RAND CO OTHER 11925
INTEL CORP SOLE 165388
INTEL CORP OTHER 95274
IBM CORP SOLE 28516
IBM CORP SOLE 2800
IBM CORP OTHER 17852
IBM CORP OTHER 200
INTERNATIONAL PAPER CO SOLE 5068
INTERNATIONAL PAPER CO SOLE 2000
INTERNATIONAL PAPER CO OTHER 4220
INTERPUBLIC GROUP SOLE 19240
INTERPUBLIC GROUP OTHER 400
SCUDDER SOLE 48981
SCUDDER OTHER 2423
SCUDDER OTHER 6
INTIMATE BRANDS SOLE 26216
INTIMATE BRANDS OTHER 2400
INVESTORS TITLE INS CO SOLE 15624
INVESTORS TITLE INS CO OTHER 7812
JANUS SOLE 7103
JANUS OTHER 10054
JANUS SOLE 14997
JANUS SOLE 1573
JANUS OTHER 7953
JEFFERSON PILOT CORP SOLE 77753
JEFFERSON PILOT CORP OTHER 42802
JOHNSON & JOHNSON SOLE 37465
JOHNSON & JOHNSON SOLE 3500
JOHNSON & JOHNSON OTHER 15150
JOHNSON & JOHNSON DEF/OTH 400
JOHNSON CONTROLS SOLE 115
JOHNSON CONTROLS DEFINED 3840
KANSAS CITY SOUTHN INDS INC SOLE 12000
KANSAS CITY SOUTHN INDS INC OTHER 18000
KELLOGG CO SOLE 11292
KENAN TRANS CO SOLE 8760
KEYCORP NEW SOLE 22210
KEYCORP NEW OTHER 6124
KIMBERLY CLARK CORP SOLE 5920
KIMBERLY CLARK CORP SOLE 100
KIMBERLY CLARK CORP OTHER 1500
KROGER CO SOLE 10150
LEXMARK INTL GROUP INC CL A SOLE 31685
LEXMARK INTL GROUP INC CL A SOLE 50
LEXMARK INTL GROUP INC CL A OTHER 750
ELI LILLY SOLE 22203
ELI LILLY SOLE 25
ELI LILLY OTHER 250
LINCARE HLD INC SOLE 11800
LINCARE HLD INC OTHER 900
LINCOLN ELECTRIC HOLDINGS SOLE 38525
LINCOLN ELECTRIC HOLDINGS OTHER 11325
LOCKHEED MARTIN CORP SOLE 16204
LOOMIS SAYLES SOLE 393026
LOOMIS SAYLES SOLE 10536
LOOMIS SAYLES OTHER 260
LOWES COS INC SOLE 68032
LOWES COS INC SOLE 4250
LOWES COS INC OTHER 500
LUCENT TECHNOLOGIES INC SOLE 79266
LUCENT TECHNOLOGIES INC DEFINED 116
LUCENT TECHNOLOGIES INC OTHER 16228
LUCENT TECHNOLOGIES INC DEF/OTH 800
MBIA INC SOLE 1000
MBIA INC SOLE 4000
MCI WORLDCOM SOLE 66987
MCI WORLDCOM SOLE 100
MCI WORLDCOM SOLE 50
MCI WORLDCOM OTHER 7501
MFS SOLE 597047
MFS SER TR III HIGH INCOME FD SOLE 962770
MFS SER TR III HIGH INCOME FD OTHER 122819
MMC NETWORKS INC OTHER 6800
MTS SYS CORP SOLE 4500
MTS SYS CORP OTHER 9000
MACROMEDIA INC SOLE 200
MACROMEDIA INC OTHER 5326
MARSH & MCLENNAN COS INC SOLE 12042
MARSH & MCLENNAN COS INC OTHER 3000
MARTIN MARIETTA MATERIALS, INC. SOLE 31958
MARTIN MARIETTA MATERIALS, INC. SOLE 60
MARTIN MARIETTA MATERIALS, INC. OTHER 5400
MFS SOLE 162774
MFS OTHER 103
MATTEL INC SOLE 8768
MATTEL INC OTHER 2828
MCDONALDS CORP SOLE 32660
MCDONALDS CORP OTHER 4500
MCGRAW HILL INC SOLE 19085
MCGRAW HILL INC SOLE 50
MCGRAW HILL INC OTHER 900
MEDIAONE GROUP INC SOLE 10416
MEDIAONE GROUP INC OTHER 1546
MEDSCAPE INC SOLE 49000
MEDSCAPE INC OTHER 1000
MEDTRONIC INC SOLE 101406
MEDTRONIC INC OTHER 138034
MERCK & CO INC SOLE 130512
MERCK & CO INC SOLE 5200
MERCK & CO INC OTHER 41500
MERCK & CO INC DEF/OTH 500
MICROSOFT CORP SOLE 70140
MICROSOFT CORP OTHER 22900
MICROSOFT CORP OTHER 200
MIDAMERICAN ENERGY HLDGS CO SOLE 2325
MIDAMERICAN ENERGY HLDGS CO OTHER 10900
MILACRON, INC. SOLE 12550
MILACRON, INC. SOLE 200
MILACRON, INC. OTHER 7600
MINNESOTA MNG & MFG CO SOLE 6800
MINNESOTA MNG & MFG CO OTHER 4450
MOBIL CORP SOLE 18550
MOBIL CORP SOLE 3000
MOBIL CORP OTHER 5866
MODINE MFG SOLE 19700
MODINE MFG OTHER 4900
MONSANTO CO SOLE 40730
MONSANTO CO SOLE 75
MONSANTO CO OTHER 1260
MORGAN J P & CO INC SOLE 5840
MORGAN J P & CO INC OTHER 200
MORGAN J P & CO INC DEF/OTH 200
MORGAN ST DEAN WITTER SOLE 9814
MORGAN ST DEAN WITTER OTHER 2425
MORGAN STANLEY INSTITUTIONAL FD SOLE 480453
MORGAN STANLEY INSTITUTIONAL FD SOLE 481
MORGAN STANLEY INSTITUTIONAL FD SOLE 1021
MORGAN STANLEY INSTITUTIONAL FD OTHER 78686
MORGAN STANLEY DEAN WITTER SOLE 25000
MOTOROLA INC SOLE 16200
MOTOROLA INC SOLE 3849
MOTOROLA INC OTHER 10118
FEDERATED SOLE 2783287
FEDERATED SOLE 8479
FEDERATED OTHER 289201
MUTUAL RISK MANAGEMENT LTD SOLE 1934
MUTUAL RISK MANAGEMENT LTD OTHER 10064
FRANKLIN SOLE 13337
NACCO INDUSTRIES SOLE 24775
NACCO INDUSTRIES OTHER 7400
NATIONAL CITY CORP SOLE 5906
NATIONAL CITY CORP SOLE 2200
NEXTEL COMMUNICATIONS SOLE 10100
NORFOLK SOUTHERN CORP SOLE 64450
NORFOLK SOUTHERN CORP OTHER 7885
NORTEL NETWORKS CORP SOLE 26870
NORTEL NETWORKS CORP SOLE 100
NORTEL NETWORKS CORP OTHER 400
OAKWOOD HOMES CORP SOLE 4300
OAKWOOD HOMES CORP OTHER 13200
OFFICE DEPOT INC SOLE 109983
OFFICE DEPOT INC SOLE 112
OFFICE DEPOT INC OTHER 1750
OFFICEMAX INC SOLE 109250
OFFICEMAX INC OTHER 36500
OLD REP INTL CORP SOLE 19348
OMNICOM GROUP INC COM SOLE 4000
OPTICAL COATING LABS INC OTHER 8100
ORACLE SYSTEMS SOLE 73173
ORACLE SYSTEMS SOLE 4450
ORACLE SYSTEMS OTHER 12512
ORACLE SYSTEMS DEF/OTH 750
ORLANDO FLA WASTE WTR SYS REV SOLE 325000
PIMCO SOLE 430434
PIMCO OTHER 308
PNC BANK CORP SOLE 17466
PNC BANK CORP OTHER 4300
PACIFIC CAPITAL SOLE 56751
PACIFIC CAPITAL SOLE 75969
INVESTMENT GRADE MUNI INCOME FD SOLE 17
PALL CORP SOLE 14000
PALM BEACH CNTY FLA HEALTH FACS SOLE 300000
PEOPLES BANK SOLE 97825
PEOPLES BANK OTHER 8875
PEOPLES BANK DEF/OTH 500
PEPSICO INC SOLE 86744
PEPSICO INC SOLE 8000
PEPSICO INC OTHER 47086
PETROLEUM & RES CORP SOLE 53662
PETROLEUM & RES CORP OTHER 26310
PFIZER INC SOLE 242848
PFIZER INC SOLE 75
PFIZER INC OTHER 86840
PFIZER INC DEF/OTH 900
PHILADELPHIA SUBN CORP SOLE 12665
PHILADELPHIA SUBN CORP OTHER 4000
PHILIP MORRIS COS INC SOLE 104891
PHILIP MORRIS COS INC SOLE 3000
PHILIP MORRIS COS INC OTHER 24950
PHILLIPS PETE CO SOLE 4263
PHILLIPS PETE CO SOLE 1000
PIEDMONT NAT GAS INC SOLE 16505
PIEDMONT NAT GAS INC OTHER 3554
PITNEY-BOWES INC SOLE 28062
PITNEY-BOWES INC OTHER 6550
PLANTRONICS INC SOLE 1000
PLANTRONICS INC OTHER 8400
PRECISION CASTPARTS CORP SOLE 13750
PRECISION CASTPARTS CORP OTHER 1900
PRICE (T.ROWE) ASSOCIATES SOLE 24800
PRICE (T.ROWE) ASSOCIATES OTHER 17000
PROCTER & GAMBLE CO SOLE 35143
PROCTER & GAMBLE CO OTHER 2600
PROVIDIAN FINANCIAL CORP SOLE 173319
PROVIDIAN FINANCIAL CORP OTHER 31896
PRUDENTIAL MUNICIPAL BOND FD DEFINED 21198
PUBLIC SVC CO N C INC SOLE 13310
PUTNAM SOLE 26930
QUINTILES TRANSNATIONAL CORP SOLE 43200
QUINTILES TRANSNATIONAL CORP OTHER 1500
QWEST COMMUNICATIONS INTL SOLE 20800
QWEST COMMUNICATIONS INTL OTHER 100
RF MICRO DEVICES OTHER 12000
RAYTHEON CO SOLE 7290
RAYTHEON CO OTHER 6320
RELIASTAR FINL CORP SOLE 20485
RELIASTAR FINL CORP OTHER 4600
ROCKWELL INTL CORP NEW SOLE 1645
ROCKWELL INTL CORP NEW OTHER 7232
T ROWE PRICE SOLE 71591
T ROWE PRICE SOLE 1118
T ROWE PRICE OTHER 1926
T ROWE PRICE SOLE 10064
T ROWE PRICE OTHER 3683
T. ROWE PRICE SOLE 47745
T. ROWE PRICE OTHER 28
T ROWE PRICE SMALL-CAP VALUE SOLE 74657
T ROWE PRICE SMALL-CAP VALUE SOLE 2139
T ROWE PRICE SMALL-CAP VALUE OTHER 4642
ROYAL DUTCH PETE CO SOLE 25518
ROYAL DUTCH PETE CO SOLE 50
ROYAL DUTCH PETE CO OTHER 3900
RUDDICK CORP SOLE 54600
RUDDICK CORP SOLE 2000
RUDDICK CORP OTHER 15650
RYANS FAMILY STEAK HOUSES INC SOLE 72900
RYANS FAMILY STEAK HOUSES INC OTHER 26500
SBC COMMUNICATIONS INC SOLE 54539
SBC COMMUNICATIONS INC OTHER 16784
SBC COMMUNICATIONS INC DEF/OTH 782
S&P 500 DEPOSITORY RECEIPT SOLE 16442
ST PAUL COS INC SOLE 19315
ST PAUL COS INC OTHER 1000
SARA LEE CORP SOLE 8790
SARA LEE CORP OTHER 5600
SCHERING PLOUGH CORP SOLE 18224
SCHERING PLOUGH CORP OTHER 3352
SCHLUMBERGER LTD SOLE 37279
SCHLUMBERGER LTD SOLE 4125
SCHLUMBERGER LTD OTHER 6650
SCUDDER SOLE 10952
SELIGMAN SOLE 12558
SEQUOIA OTHER 24342
SERVICE CORP INTL SOLE 100300
SERVICE CORP INTL SOLE 2000
SERVICE CORP INTL OTHER 17500
SONOCO PRODS CO SOLE 50249
SONOCO PRODS CO OTHER 8490
SOUTHERN CAPITAL TRUST I OTHER 10000
SOUTHERN CO SOLE 8950
SOUTHERN CO OTHER 920
SOUTHERN CO DEF/OTH 832
SPRINT CORP SOLE 40730
SPRINT CORP SOLE 100
SPRINT CORP OTHER 18216
SPRINT CORP SOLE 4803
SPRINT CORP OTHER 4443
STAPLES INC SOLE 78112
STAPLES INC SOLE 100
STAPLES INC OTHER 16275
STARWOOD HOTELS & RESORTS SOLE 6674
STARWOOD HOTELS & RESORTS OTHER 4700
STATE STREET CORP OTHER 6000
STONE STREET BANCORP INC SOLE 18693
STRONG SOLE 101016
STRONG SOLE 10290
STRYKER CORP SOLE 20050
STRYKER CORP OTHER 41800
SUN MICROSYSTEMS INC SOLE 14620
SUN MICROSYSTEMS INC OTHER 438
SUNGARD DATA SYSTEMS INC SOLE 54515
SUNGARD DATA SYSTEMS INC SOLE 75
SUNGARD DATA SYSTEMS INC OTHER 1900
SUNTRUST BANKS INC SOLE 15504
SUNTRUST BANKS INC OTHER 5822
SYMANTEC CORP SOLE 49150
SYMANTEC CORP OTHER 10825
SYNOVUS FINL CORP SOLE 141825
SYNOVUS FINL CORP OTHER 49177
SYSTEMAX INC SOLE 133800
SYSTEMAX INC OTHER 55350
TECO ENERGY INC SOLE 37878
TECO ENERGY INC SOLE 1000
TECO ENERGY INC OTHER 11835
TANDY CORP SOLE 4400
TANDY CORP OTHER 300
TELLABS, INC SOLE 15700
TELLABS, INC OTHER 4900
TENN VALLEY AUTHORITY SOLE 83750
TEXACO INC SOLE 8538
TEXACO INC OTHER 4500
TEXACO INC DEF/OTH 203
THOMAS & BETTS CORP SOLE 400
THOMAS & BETTS CORP OTHER 7200
3COM CORP SOLE 513
3COM CORP OTHER 24600
TIDEWATER INC SOLE 61450
TIDEWATER INC OTHER 19600
TOSCO CORP SOLE 33795
TOSCO CORP SOLE 100
TOSCO CORP OTHER 400
TOWER AUTOMOTIVE INC SOLE 81420
TOWER AUTOMOTIVE INC SOLE 100
TOWER AUTOMOTIVE INC OTHER 4700
TRANSWITCH CORP OTHER 3900
TRI CONTL CORP SOLE 323297
TRI CONTL CORP OTHER 15963
TRIANGLE BANCORP INC SOLE 33961
TRIANGLE BANCORP INC OTHER 1312
TRICON GLOBAL RESTAURANTS SOLE 4864
TRICON GLOBAL RESTAURANTS OTHER 3780
OAK VALUE FD OTHER 18554
TYCO INTERNATIONAL LTD SOLE 51530
TYCO INTERNATIONAL LTD SOLE 50
TYCO INTERNATIONAL LTD SOLE 37
TYCO INTERNATIONAL LTD OTHER 4495
UST INC SOLE 24505
UST INC SOLE 1600
UNILEVER N V NEW YORK SHS SOLE 490
UNILEVER N V NEW YORK SHS OTHER 5000
UNITED SOLE 18330
U S WEST INC SOLE 25455
U S WEST INC OTHER 5601
UNITED STATES TREASURY SOLE 685000
U.S. TRUST CORP SOLE 1881
U.S. TRUST CORP OTHER 3763
UNITED TECHNOLOGIES CORP SOLE 31839
UNITED TECHNOLOGIES CORP SOLE 50
UNITED TECHNOLOGIES CORP OTHER 1400
UNIVERSAL HEALTH SVCS INC SOLE 600
UNIVERSAL HEALTH SVCS INC OTHER 18200
UNOCAL CORP SOLE 5940
UNUMPROVIDENT CORP SOLE 30418
UNUMPROVIDENT CORP SOLE 54
VAN KAMP MUNI INC TR SOLE 3
VANGUARD SOLE 109179
VANGUARD SOLE 3261
VANGUARD OTHER 4994
VANGUARD SOLE 21491
VANGUARD SOLE 5359
VANGUARD DEF/OTH 3044
VANGUARD SOLE 5208
VANGUARD OTHER 77810
VANGUARD SOLE 458689
VANGUARD OTHER 311
VANGUARD SOLE 25494
VANGUARD SOLE 12463
VANGUARD SOLE 20997
VANGUARD OTHER 18878
VANGUARD SOLE 32497
VANGUARD SOLE 1019
VANGUARD OTHER 3731
VANGUARD OTHER 16237
VODAFONE GROUP PLC-SPONS ADR SOLE 1571
VODAFONE GROUP PLC-SPONS ADR OTHER 1048
VODAFONE GROUP PLC-SPONS ADR DEF/OTH 127
WACHOVIA CORP SOLE 16712
WACHOVIA CORP OTHER 19536
WAL-MART STORES SOLE 8320
WAL-MART STORES OTHER 1500
WALGREEN CO SOLE 19490
WALGREEN CO SOLE 100
WALGREEN CO OTHER 7000
WALLACE COMPUTER SERVICES INC SOLE 10925
WARNER LAMBERT CO SOLE 62413
WARNER LAMBERT CO SOLE 25
WARNER LAMBERT CO OTHER 200
WASHINGTON MUTUAL INC SOLE 41038
WASHINGTON MUTUAL INC SOLE 100
WASHINGTON MUTUAL INC OTHER 2560
WASHINGTON POST CO OTHER 1200
WATSON PHARMACEUTICAL INC SOLE 50705
WATSON PHARMACEUTICAL INC SOLE 50
WATSON PHARMACEUTICAL INC OTHER 400
WELLS FARGO COMPANY DEFINED 21350
WELLS FARGO COMPANY OTHER 5600
WEST MARINE INC SOLE 65350
WEST MARINE INC OTHER 22675
WILLIAMS COS SOLE 8708
WILLIAMS COS OTHER 700
WINN DIXIE STORES INC SOLE 6942
WINN DIXIE STORES INC OTHER 5000
WRIGLEY (WM) JR CO SOLE 4250
WRIGLEY (WM) JR CO OTHER 2000
XILINX INC SOLE 600
XILINX INC OTHER 6600
XEROX CORP SOLE 26094
XEROX CORP OTHER 10400
SAP AG-VORZUG NEW (PREFERRED) SOLE 200
SAP AG-VORZUG NEW (PREFERRED) OTHER 2250
ROCHE HOLDING SOLE 280
GILAT SATELLITE NETWORKS LTD SOLE 600
GILAT SATELLITE NETWORKS LTD OTHER 4100
MEDICAL PRODUCTS SEARCH, INC. SOLE 15000
ELECTRIC SUPPLY CO. OF NC, INC. OTHER 37228
DESCO, INC SOLE 8720
PETERSBURG MOTOR COMPANY, INC. SOLE 4590
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