SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
QUARTERLY REPORT UNDER SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
FOR QUARTER ENDED: JUNE 30, 1995
COMMISSION FILE NUMBER: 2-89573
EXACT NAME OF REGISTRANT: TOWER BANCORP INC.
STATE OF INCORPORATION: PENNSYLVANIA
I.R.S. EMPLOYER IDENTIFICATION NO. 25-1445946
ADDRESS OF PRINCIPAL OFFICE: CENTER SQUARE, GREENCASTLE
PENNSYLVANIA 17225
TELEPHONE NUMBER: (717) 597-2137
FORMER NAME, FORMER ADDRESS AND FORMER FISCAL YEAR, IF CHANGED
SINCE LAST REPORT: NOT APPLICABLE
INDICATED BY CHECK MARK WHETHER THE REGISTRANT (1) HAS FILED ALL
REPORTS REQUIRED TO BE FILED BY SECTION 13 OR 15 (d) OF THE
SECURITIES EXCHANGE ACT OF 1934 DURING THE PRECEDING 12 MONTHS (OR
FOR SUCH SHORTER PERIOD THAT THE REGISTRANT WAS REQUIRED TO FILE
SUCH REPORTS), AND (2) HAS BEEN SUBJECT TO SUCH FILING REQUIREMENTS
FOR THE PAST 90 DAYS.
YES X NO
INDICATE THE NUMBER OF SHARES OUTSTANDING OF EACH OF THE ISSUER'S
CLASSES OF COMMON STOCK, AS OF THE LATEST PRACTICABLE DATE:
385,205 SHARES OF COMMON STOCK, PAR VALUE OF TWO DOLLARS AND FIFTY
CENTS ($2.50), OUTSTANDING AS OF JUNE 30, 1995.
INDEX TO EXHIBITS IS ON PAGE 8
1
SIGNATURES
PURSUANT TO THE REQUIREMENTS OF THE SECURITIES EXCHANGE ACT OF
1934, THE REGISTRANT HAS DULY CAUSED THIS REPORT TO BE SIGNED ON
ITS BEHALF BY THE UNDERSIGNED THEREUNTO DULY AUTHORIZED.
TOWER BANCORP INC.
(REGISTRANT)
DATE: ________________ JEFF B SHANK, PRESIDENT, CEO
(PRINCIPAL EXECUTIVE OFFICER AND
PRINCIPAL FINANCIAL OFFICER)
DATE: _______________ DONALD F. CHLEBOWSKI JR., TREASURER
(PRINCIPAL ACCOUNTING OFFICER)
PART II ITEM (6)
ITEM 601 - 22 SUBSIDIARIES OF REGISTRANT
*THE FIRST NATIONAL BANK OF GREENCASTLE
*NATIONAL BANK ORGANIZED IN PENNSYLVANIA
*BUSINESS NAME: THE FIRST NATIONAL BANK OF GREENCASTLE
*ANTRIM TOWER, PARTNERSHIP
10
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1995
<PERIOD-END> JUN-30-1995
<CASH> 3,575
<INT-BEARING-DEPOSITS> 2,539
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 24,282
<INVESTMENTS-CARRYING> 8,208
<INVESTMENTS-MARKET> 8,351
<LOANS> 95,046
<ALLOWANCE> 1,925
<TOTAL-ASSETS> 136,110
<DEPOSITS> 117,102
<SHORT-TERM> 2,414
<LIABILITIES-OTHER> 1,444
<LONG-TERM> 0
<COMMON> 965
0
0
<OTHER-SE> 14,185
<TOTAL-LIABILITIES-AND-EQUITY> 136,110
<INTEREST-LOAN> 4,335
<INTEREST-INVEST> 981
<INTEREST-OTHER> 63
<INTEREST-TOTAL> 5,379
<INTEREST-DEPOSIT> 2,092
<INTEREST-EXPENSE> 2,261
<INTEREST-INCOME-NET> 3,118
<LOAN-LOSSES> 0
<SECURITIES-GAINS> 45
<EXPENSE-OTHER> 2,023
<INCOME-PRETAX> 1,420
<INCOME-PRE-EXTRAORDINARY> 1,030
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1,030
<EPS-PRIMARY> 2.67
<EPS-DILUTED> 2.67
<YIELD-ACTUAL> 4.35
<LOANS-NON> 37
<LOANS-PAST> 288
<LOANS-TROUBLED> 600
<LOANS-PROBLEM> 3,023
<ALLOWANCE-OPEN> 1,856
<CHARGE-OFFS> 12
<RECOVERIES> 81
<ALLOWANCE-CLOSE> 1,925
<ALLOWANCE-DOMESTIC> 1,925
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,267
</TABLE>