|
|
|
|
|
|
|
|
|
|
|
|
|
|
Previous: OLD POINT FINANCIAL CORP, 10-Q, 2000-11-14 |
Next: INTEGRATED SECURITY SYSTEMS INC, 10-Q, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 9,446
<INT-BEARING-DEPOSITS> 306
<FED-FUNDS-SOLD> 7,123
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 79,539
<INVESTMENTS-CARRYING> 45,836
<INVESTMENTS-MARKET> 44,842
<LOANS> 313,370
<ALLOWANCE> 3,495
<TOTAL-ASSETS> 473,103
<DEPOSITS> 369,893
<SHORT-TERM> 4,577
<LIABILITIES-OTHER> 2,112
<LONG-TERM> 27,000
0
0
<COMMON> 12,953
<OTHER-SE> 32,554
<TOTAL-LIABILITIES-AND-EQUITY> 473,103
<INTEREST-LOAN> 19,067
<INTEREST-INVEST> 5,356
<INTEREST-OTHER> 127
<INTEREST-TOTAL> 24,550
<INTEREST-DEPOSIT> 10,060
<INTEREST-EXPENSE> 12,179
<INTEREST-INCOME-NET> 12,371
<LOAN-LOSSES> 475
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 11,475
<INCOME-PRETAX> 4,650
<INCOME-PRE-EXTRAORDINARY> 4,650
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,713
<EPS-BASIC> 1.44
<EPS-DILUTED> 1.41
<YIELD-ACTUAL> 4.16
<LOANS-NON> 465
<LOANS-PAST> 977
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 3,309
<ALLOWANCE-OPEN> 3,111
<CHARGE-OFFS> 514
<RECOVERIES> 423
<ALLOWANCE-CLOSE> 3,495
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,790
</TABLE>
|
|