STOCK YARDS BANK & TRUST CO
13F-HR, 1999-07-21
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                      UNITED STATES
                  SECURITIES AND EXCHANGE COMMISSION
                        Washington, D.C.  20549

                              FORM 13F

                        FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 06/30/99

Check here if Amendment [  ]; Amendment Number:
This Amendment (Check only one.): [  ] is a restatement.
                                  [  ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    DONALD W PATTERSON
Address: 1040 E MAIN STREET

         LOUISVILLE, KY 40206

13F File Number:

The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.


Person Signing this Report on Behalf of Reporting Manager:

Name:     DONALD W PATTERSON
Title:    VICE PRESIDENT
Phone:    (502) 625-9174
Signature, Place, and Date of Signing:

    DONALD W PATTERSON  LOUISVILLE, KY    JULY 12, 1999


Report Type (Check only one.):

[ X]        13F HOLDINGS REPORT.

[  ]        13F NOTICE.

[  ]        13F COMBINATION REPORT.





I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
<PAGE>

                          FORM 13F SUMMARY PAGE


Report Summary:

Number of Other Included Managers:       0

Form 13F Information Table Entry Total:      179

Form 13F Information Table Entry Total:       $197,326



List of Other Included Managers:

NONE


<PAGE>
<TABLE>                        <C>                                            <C>
                                                                FORM 13F INFORMATION TABLE
                                                           VALUE   SHARES/  SH/ PUT/ INVSTMT    OTHER          VOTING AUTHORITY
        NAME OF ISSUER         TITLE OF CLASS     CUSIP   (x$1000) PRN AMT  PRN CALL DSCRETN   MANAGERS     SOLE    SHARED    NONE
- ------------------------------ ---------------- --------- -------- --- ---  --- ---- ------- ------------- ------- --------- ------
AT&T CORP                      COM              001957109      606    10608 SH       SOLE                     3599      328     6681
AT&T CORP                      COM              001957109      503     8807 SH       DEFINED                  5657      600     2550
ABBOTT LABORATORIES            COM              002824100     3635    86173 SH       SOLE                    52240      200    33733
ABBOTT LABORATORIES            COM              002824100      185     4390 SH       DEFINED                  1900      100     2390
AMERICA ONLINE INC             COM              02364J104      357     2785 SH       DEFINED                                    2785
AMERICAN EXPRESS CO            COM              025816109     4322    32377 SH       SOLE                    22611       50     9716
AMERICAN EXPRESS CO            COM              025816109      126      945 SH       DEFINED                   500      250      195
AMERICAN HOME PRODUCTS CORP    COM              026609107      916    16535 SH       SOLE                     7000              9535
AMERITECH CORP NEW             COM              030954101     4272    59291 SH       SOLE                    39286      340    19665
AMERITECH CORP NEW             COM              030954101      497     6899 SH       DEFINED                  6042      120      737
ATLANTIC RICHFIELD CO          COM              048825103      135     1540 SH       SOLE                       90              1450
ATLANTIC RICHFIELD CO          COM              048825103      113     1288 SH       DEFINED                                    1288
BP AMOCO PLC                   COM              055622104     4017    35180 SH       SOLE                    22526      150    12504
BP AMOCO PLC                   COM              055622104      456     4002 SH       DEFINED                  2078     1648      276
BMC SOFTWARE                   COM              055921100     3326    58612 SH       SOLE                    41900      100    16612
BMC SOFTWARE                   COM              055921100       86     1525 SH       DEFINED                  1150       50      325
BANK AMER CORP                 COM              060505104      471     6324 SH       SOLE                     5424               900
BANK AMER CORP                 COM              060505104       76     1022 SH       DEFINED                   226               796
BANK OF NEW YORK CO INC        COM              064057102       94     2400 SH       SOLE                                       2400
BANK OF NEW YORK CO INC        COM              064057102     1386    35040 SH       DEFINED                 35040
BANK ONE CORP                  COM              06423A103      980    16418 SH       SOLE                     5843      529    10046
BANK ONE CORP                  COM              06423A103      491     8218 SH       DEFINED                                    8218
BELL ATLANTIC CORP             COM              077853109      722    11556 SH       SOLE                     2088              9468
BELL ATLANTIC CORP             COM              077853109      342     5468 SH       DEFINED                  4618               850
BELLSOUTH CORP                 COM              079860102     1668    36623 SH       SOLE                     6668     1000    28955
BELLSOUTH CORP                 COM              079860102     1011    22210 SH       DEFINED                 14670     2000     5540
BRISTOL-MYERS SQUIBB CORP      COM              110122108     6134    84038 SH       SOLE                    44794      480    38764
BRISTOL-MYERS SQUIBB CORP      COM              110122108     1048    14359 SH       DEFINED                 12130      180     2049
BROWN FORMAN CORP CL B         COM              115637209      399     6180 SH       SOLE                     4680              1500
BROWN FORMAN CORP CL B         COM              115637209      122     1900 SH       DEFINED                           1800      100
BUILDING SERVICES UNLIMITED IN COM              120199104      540    30000 SH       SOLE                    30000
CSX CORPORATION                COM              126408103       30      655 SH       SOLE                                        655
CSX CORPORATION                COM              126408103      192     4150 SH       DEFINED                  3050              1100
CARLISLE COS INC               COM              142339100     2959    58959 SH       SOLE                    40365      200    18394
CARLISLE COS INC               COM              142339100      105     2100 SH       DEFINED                  1600      100      400
CHEVRON CORP                   COM              166751107     1005    10339 SH       SOLE                     2525              7814
CHEVRON CORP                   COM              166751107      872     8974 SH       DEFINED                  4494              4480
CHURCHILL DOWNS INC            COM              171484108       55     1800 SH       SOLE                     1000               800
CHURCHILL DOWNS INC            COM              171484108      399    12900 SH       DEFINED                                   12900
CISCO SYSTEMS INC              COM              17275R102     6342    94573 SH       SOLE                    55844      450    38279
CISCO SYSTEMS INC              COM              17275R102      283     4226 SH       DEFINED                  3138      224      864
CITIGROUP INC                  COM              172967101      141     2893 SH       SOLE                      113              2780
CITIGROUP INC                  COM              172967101      503    10284 SH       DEFINED                 10059               225
COCA COLA CO                   COM              191216100     4050    63665 SH       SOLE                    43931      280    19454
COCA COLA CO                   COM              191216100      744    11707 SH       DEFINED                  8125      100     3482
COLGATE PALMOLIVE CO           COM              194162103      292     5946 SH       SOLE                     3200              2746
COLGATE PALMOLIVE CO           COM              194162103       78     1600 SH       DEFINED                                    1600
COMAIR TRANSPORTATION INC      COM              199789108     4267   183530 SH       SOLE                   117210      757    65563
COMAIR TRANSPORTATION INC      COM              199789108      165     7121 SH       DEFINED                  4548      505     2068
CONSECO INC                    COM              208464107     2597    82471 SH       SOLE                    57550      183    24738
CONSECO INC                    COM              208464107       80     2549 SH       DEFINED                  1846      183      520
CORPORATE EXPRESS INC          COM              219888104       87    10420 SH       DEFINED                 10420
DELL COMPUTER CORP             COM              247025109      836    19538 SH       SOLE                      808             18730
DELL COMPUTER CORP             COM              247025109      329     7700 SH       DEFINED                                    7700
THE WALT DISNEY COMPANY        COM              254687106      205     7428 SH       SOLE                      300              7128
THE WALT DISNEY COMPANY        COM              254687106       84     3050 SH       DEFINED                  2100               950
DOLLAR GENERAL CORP            COM              256669102     4383   144595 SH       SOLE                   100008      233    44354
DOLLAR GENERAL CORP            COM              256669102      109     3606 SH       DEFINED                  2261       77     1268
E I DUPONT DE NEMOURS & CO     COM              263534109      301     4209 SH       SOLE                     3581               628
E I DUPONT DE NEMOURS & CO     COM              263534109       60      850 SH       DEFINED                   400               450
EXXON CORP                     COM              302290101     1593    20060 SH       SOLE                     8940             11120
EXXON CORP                     COM              302290101     1261    15878 SH       DEFINED                 11042              4836
FEDERAL NATL MTG ASSN          COM              313586109      459     6763 SH       SOLE                     1000              5763
FIFTH THIRD BANCORP            COM              316773100      195     2925 SH       SOLE                                       2925
FIFTH THIRD BANCORP            COM              316773100       20      300 SH       DEFINED                   300
FORD MOTOR CO                  COM              345370100      224     4011 SH       SOLE                     2400              1611
FORD MOTOR CO                  COM              345370100       88     1578 SH       DEFINED                                    1578
GATEWAY INC                    COM              367626108     3934    58181 SH       SOLE                    38940      200    19041
GATEWAY INC                    COM              367626108      172     2550 SH       DEFINED                  1600      100      850
GENERAL ELECTRIC CO            COM              369604103     3647    31143 SH       SOLE                     7250             23893
GENERAL ELECTRIC CO            COM              369604103     1740    14858 SH       DEFINED                  8409              6449
GILLETTE CO                    COM              375766102     3207    74385 SH       SOLE                    51040      340    23005
GILLETTE CO                    COM              375766102      130     3024 SH       DEFINED                  1860      140     1024
GULFSTREAM AEROSPACE           COM              402734107     4664    66881 SH       SOLE                    46850      100    19931
GULFSTREAM AEROSPACE           COM              402734107      102     1475 SH       DEFINED                  1075       50      350
HALLIBURTON CO                 COM              406216101      125     2740 SH       SOLE                                       2740
HALLIBURTON CO                 COM              406216101      106     2325 SH       DEFINED                  1000              1325
HARLEY DAVIDSON INC            COM              412822108     4565    73929 SH       SOLE                    48170      200    25559
HARLEY DAVIDSON INC            COM              412822108      146     2375 SH       DEFINED                  1400      100      875
HEALTHSOUTH CORP               COM              421924101      118     8000 SH       SOLE                     8000
HEALTHSOUTH CORP               COM              421924101      118     8000 SH       DEFINED                  8000
H J HEINZ COMPANY              COM              423074103      250     5292 SH       SOLE                                       5292
H J HEINZ COMPANY              COM              423074103       46      975 SH       DEFINED                   975
HELMERICH & PAYNE INC          COM              423452101     3182   131582 SH       SOLE                    93949      300    37333
HELMERICH & PAYNE INC          COM              423452101       96     3975 SH       DEFINED                  2070      100     1805
HOME DEPOT INC                 COM              437076102      282     4298 SH       SOLE                                       4298
HOME DEPOT INC                 COM              437076102       11      180 SH       DEFINED                                     180
INTEL CORP                     COM              458140100      279     4220 SH       SOLE                                       4220
INTEL CORP                     COM              458140100      115     1750 SH       DEFINED                                    1750
IBM CORP                       COM              459200101      343     2504 SH       SOLE                      544              1960
JOHNSON & JOHNSON              COM              478160104     4486    46707 SH       SOLE                    28644      100    17963
JOHNSON & JOHNSON              COM              478160104      221     2302 SH       DEFINED                  1755      100      447
KAYDON CORP                    COM              486587108     2600    79554 SH       SOLE                    56917      300    22337
KAYDON CORP                    COM              486587108       86     2651 SH       DEFINED                  2060      100      491
LG&E ENERGY CORP               COM              501917108     1830    84400 SH       SOLE                    32857      592    50951
LG&E ENERGY CORP               COM              501917108      548    25298 SH       DEFINED                 10637     6432     8229
LEXMARK INTERNATIONAL GROUP IN COM              529771107     5526    85110 SH       SOLE                    53542      200    31368
LEXMARK INTERNATIONAL GROUP IN COM              529771107      175     2700 SH       DEFINED                  1600      100     1000
ELI LILLY CO                   COM              532457108      215     2896 SH       SOLE                                       2896
ELI LILLY CO                   COM              532457108      102     1375 SH       DEFINED                                    1375
LUCENT TECHNOLOGIES            COM              549463107      792    11014 SH       SOLE                     3622      280     7112
LUCENT TECHNOLOGIES            COM              549463107      496     6907 SH       DEFINED                  4228     1600     1079
MBNA CORPORATION               COM              55262L100     3923   126053 SH       SOLE                    89586      250    36217
MBNA CORPORATION               COM              55262L100       73     2350 SH       DEFINED                  1950      100      300
MCDONALDS CORP                 COM              580135101      280     6294 SH       SOLE                     1500              4794
MCDONALDS CORP                 COM              580135101       71     1600 SH       DEFINED                  1600
MEDIAONE GROUP INC             COM              58440J104      109     1428 SH       SOLE                                       1428
MEDIAONE GROUP INC             COM              58440J104       93     1220 SH       DEFINED                  1220
MERCK & CO INC                 COM              589331107     1499    19938 SH       SOLE                     2600             17338
MERCK & CO INC                 COM              589331107       97     1300 SH       DEFINED                                    1300
MICROSOFT CORP                 COM              594918104     5789    62086 SH       SOLE                    39713     1000    21373
MICROSOFT CORP                 COM              594918104      458     4922 SH       DEFINED                  3390      320     1212
MILLER INDUSTRIES INC          COM              600551105      187    54572 SH       SOLE                                      54572
MINNESOTA MINING & MFG CO      COM              604059105      238     2661 SH       SOLE                                       2661
MINNESOTA MINING & MFG CO      COM              604059105        7       80 SH       DEFINED                    80
MOBIL CORP                     COM              607059102      125     1226 SH       SOLE                                       1226
MOBIL CORP                     COM              607059102      216     2108 SH       DEFINED                   400              1708
J P MORGAN & CO INC            COM              616880100      140     1000 SH       SOLE                     1000
J P MORGAN & CO INC            COM              616880100      568     4055 SH       DEFINED                  4055
NCI BUILDING SYSTEMS INC       COM              628852105     2496   131414 SH       SOLE                    91635      200    39579
NCI BUILDING SYSTEMS INC       COM              628852105      102     5370 SH       DEFINED                  1800      100     3470
NATIONAL CITY CORP             COM              635405103      784    12221 SH       SOLE                       75             12146
NATIONAL CITY CORP             COM              635405103      611     9524 SH       DEFINED                           8273     1251
ORACLE CORP                    COM              68389X105     3682    93668 SH       SOLE                    62517      225    30926
ORACLE CORP                    COM              68389X105      182     4650 SH       DEFINED                  1050       75     3525
PNC BANK CORP                  COM              693475105      305     5325 SH       SOLE                               600     4725
PNC BANK CORP                  COM              693475105      744    12986 SH       DEFINED                  2032             10954
PEPSICO INC                    COM              713448108      258     6712 SH       SOLE                      400              6312
PEPSICO INC                    COM              713448108       19      500 SH       DEFINED                   200               300
PFIZER INC                     COM              717081103      305     8250 SH       SOLE                                       8250
PFIZER INC                     COM              717081103       88     2400 SH       DEFINED                  2400
PHILIP MORRIS COMPANIES        COM              718154107      437    11283 SH       SOLE                     5160              6123
PHILIP MORRIS COMPANIES        COM              718154107       75     1950 SH       DEFINED                   750              1200
T ROWE PRICE ASSOCIATES INC    COM              741477103     3432    99144 SH       SOLE                    67290      400    31454
T ROWE PRICE ASSOCIATES INC    COM              741477103      145     4210 SH       DEFINED                  2660      200     1350
PRIME MEDICAL SERVICES INC     COM              74156D108      267    34091 SH       SOLE                                      34091
PROCTER & GAMBLE CO            COM              742718109      702     8097 SH       SOLE                      982              7115
PROCTER & GAMBLE CO            COM              742718109      156     1800 SH       DEFINED                                    1800
PROVIDIAN FINANCIAL CORP       COM              74406A102      149     1461 SH       SOLE                      312              1149
PROVIDIAN FINANCIAL CORP       COM              74406A102      313     3070 SH       DEFINED                                    3070
RADIAN GROUP INC               COM              750236101     3394    61934 SH       SOLE                    40301      300    21333
RADIAN GROUP INC               COM              750236101      162     2969 SH       DEFINED                  1840      100     1029
ROYAL DUTCH PETROLEUM CO N Y   COM              780257804       79     1240 SH       SOLE                                       1240
ROYAL DUTCH PETROLEUM CO N Y   COM              780257804      255     3980 SH       DEFINED                  3980
SBC COMMUNICATIONS INC         COM              78387G103      577    10241 SH       SOLE                      216             10025
SBC COMMUNICATIONS INC         COM              78387G103      356     6320 SH       DEFINED                  5618               702
SEI INVESTMENTS COMPANY        COM              784117103     3293    32813 SH       SOLE                    23361       50     9402
SEI INVESTMENTS COMPANY        COM              784117103       70      700 SH       DEFINED                   550       50      100
S Y BANCORP INC                COM              785060104     9478   375372 SH       SOLE                   194570    17730   163072
S Y BANCORP INC                COM              785060104     2972   117704 SH       DEFINED                  4600    19756    93348
SCHLUMBERGER LTD               COM              806857108      142     2215 SH       SOLE                     1500               715
SCHLUMBERGER LTD               COM              806857108      112     1750 SH       DEFINED                                    1750
STEEL TECHNOLOGIES INC         COM              858147101      200    20000 SH       SOLE                                      20000
SUN MICROSYSTEMS INC           COM              866810104     6900    94609 SH       SOLE                    53862      600    40147
SUN MICROSYSTEMS INC           COM              866810104      304     4180 SH       DEFINED                  3180      200      800
TEXACO INC                     COM              881694103      208     3176 SH       SOLE                     1276              1900
TEXACO INC                     COM              881694103       52      800 SH       DEFINED                                     800
TUMBLEWEED INC                 COM              899688105      295    24604 SH       SOLE                                      24604
TYCO INTERNATIONAL LTD         COM              902124106     5563    55464 SH       SOLE                    38026      100    17338
TYCO INTERNATIONAL LTD         COM              902124106      125     1250 SH       DEFINED                   900       50      300
U S WEST INC (NEW)             COM              91273H101      155     2673 SH       SOLE                       53              2620
U S WEST INC (NEW)             COM              91273H101       77     1326 SH       DEFINED                  1326
UNITED TECHNOLOGIES CORPORATIO COM              913017109     2285    32686 SH       SOLE                    23074       55     9557
UNITED TECHNOLOGIES CORPORATIO COM              913017109      160     2291 SH       DEFINED                  2070       27      194
VENCOR INC NEW                 COM              92260R102        0     3131 SH       SOLE                                       3131
VENCOR INC NEW                 COM              92260R102        1     7417 SH       DEFINED                                    7417
WAL-MART STORES INC            COM              931142103      692    14440 SH       SOLE                     5200              9240
WALGREEN CO                    COM              931422109     3946   138179 SH       SOLE                    92150      250    45779
WALGREEN CO                    COM              931422109      115     4050 SH       DEFINED                  2200      100     1750
WASTE MANAGEMENT INC NEW       COM              94106L109     2251    69151 SH       SOLE                    48526      150    20475
WASTE MANAGEMENT INC NEW       COM              94106L109       65     2000 SH       DEFINED                  1150       50      800
WELCOME TO SEARCH ENGINE INC   COM              949149108       31    12000 SH       DEFINED                                   12000
JAGGERS EQUIPMENT COMPANY      COM              990020737      514    46782 SH       SOLE                    46782
FIRST FARMERS BANK HOLDING CO  COM              CS0001517      244     2720 SH       SOLE                     2720
STEEL SUPPLIERS CL-B           COM              CS0001590       23   123740 SH       SOLE                   123740
PHYSICIANS DATA CORPORATION    COM              CS0002598        5    10002 SH       DEFINED                                   10002
THE BANK OF HINDMAN            COM              CS0002630      260      141 SH       SOLE                                        141
TOMMY HILFIGER CORPORATION     COM              G8915Z102     3821    50038 SH       SOLE                    35011      150    14877
TOMMY HILFIGER CORPORATION     COM              G8915Z102      135     1775 SH       DEFINED                  1140       50      585
</TABLE>


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