PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT
497, 1998-05-19
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               PRUCO LIFE PRUvider VARIABLE APPRECIABLE ACCOUNT
            PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT

          PRUvider(SM) VARIABLE APPRECIABLE LIFE(R) INSURANCE CONTRACTS


                        SUPPLEMENT DATED MAY 19, 1998
                  TO THE STATEMENT OF ADDITIONAL INFORMATION
                              DATED MAY 1, 1998



The following information supplements the Statement of Additional Information of
PRUvider(SM) Variable Appreciable Life(R) Insurance Contracts:


DETERMINATION OF NET ASSET VALUE

Short-term debt obligations with a maturity of 12 months or less held by the
Conservative Balanced Portfolio and Flexible Managed Portfolio are valued on an
amortized cost basis in accordance with an order obtained from the Securities
and Exchange Commission. Each of the Portfolios must maintain a dollar-weighted
average maturity for its short-term debt obligations of 120 days or less. The
values determined by the amortized cost method may deviate from market value
under certain circumstances. The Board of Directors has established procedures
to monitor whether any material deviation occurs and, if so, will promptly
consider what action, if any, should be initiated to prevent unfair results to
Contract owners. The short-term portion of these Portfolios may be invested only
in high quality instruments, as described in the Statement of Additional
Information.









SVALSAI-SUP Ed.5-98


Catalog# 64N333K








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