PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT
497J, 1999-05-06
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The Prudential Insurance Company of America

                                     Thomas J. Loftus
                                     Assistant General Counsel
                                     Law Department


                                     The Prudential Insurance Company of America
                                     213 Washington Street
                                     Newark, NJ 07102-2992
                                     (973) 802-3930 fax: (973) 802-9560


                                                                     May 4, 1999



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

                       Re: Pruco Life of New Jersey Variable Appreciable Account
                           (Registration No. 33-57186)

Ladies and Gentlemen:

     Pursuant to subparagraph  (j) of Rule 497 under the Securities Act of 1933,
the Registrant  hereby  certifies:  (i) that its Prospectus that would have been
filed  pursuant  to Rule  497(b)  would not have  differed  from the  Prospectus
contained  in  Post-Effective  Amendment  No.  10 and  (ii)  that  the  text  of
Post-Effective Amendment No. 10 was filed electronically on April 27, 1999.
(Accession No. 0000950110-99-000606)


                                  By:/s/ Thomas J. Loftus
                                      Thomas J. Loftus
                                      Assistant General Counsel
                                      Pruco Life Insurance Company of New Jersey



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