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Pruco Life PRUvider Variable Appreciable Account
Pruco Life of New Jersey Variable Appreciable Account
PRUviderSM Variable Appreciable LifeR Insurance
Contracts
Supplement dated October 21, 1999
Prospectus dated May 1, 1999
The following disclosure replaces the fifth paragraph under "How the
Portfolios are Managed" in the Prospectus:
The Corporate Team, headed by Steven Kellner, is primarily responsible for
overseeing the day-to-day management of the Portfolios. This Team uses a
bottom-up approach, which focuses on individual securities, while staying
within the guidelines of the Investment Policy Committee and the Portfolios'
investment restrictions and policies. In addition, the Credit Research team of
analysts supports the sector teams using bottom-up fundamentals, as well as
economic and industry trends. Other sector teams may contribute to securities
selection when appropriate.
Corporate
Assets Under Management (as of June 30, 1999): $48.6 billion.
Team Leader: Steven Kellner. General Investment Experience: 13 years.
Portfolio Managers: 8. Average General Investment Experience: 13 years,
which includes team members with mutual fund experience.
Sector: U.S. investment-grade corporate securities.
Investment Strategy: Focus is on identifying spread, credit quality and
liquidity trends to capitalize on changing opportunities in the market.
Ultimately, they seek the highest expected return with the least risk.
SVAL-1SUP Ed. 10-99
