PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT
497J, 2000-10-23
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Pruco Life Insurance Company of New Jersey    Thomas C. Castano
                                              Assistant General Counsel
                                              Law Department

                                              Pruco Life Insurance Company
                                               of New Jersey

                                              213 Washington Street
                                              Newark, NJ 07102-2992
                                              (973) 802-4708 fax: (973) 802-9560



                                              October 20, 2000


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

            Re: Pruco Life of New Jersey Variable Appreciable Account
                (Registration No. 333-85117)

Ladies and Gentlemen:

     Pursuant to subparagraph  (j) of Rule 497 under the Securities Act of 1933,
the Registrant  hereby  certifies:  (i) that its Prospectus that would have been
filed  pursuant  to Rule  497(b)  would not have  differed  from the  Prospectus
contained  in  Post-Effective  Amendment  No.  2  and  (ii)  that  the  text  of
Post-Effective  Amendment  No. 2 was filed  electronically  on October  13, 2000
(Accession No. 0000950110-00-001102).

                               By:     /s/
                                      Thomas C. Castano
                                      Assistant General Counsel
                                      Pruco Life Insurance Company of New Jersey

via EDGAR



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