PRUCO LIFE OF NEW JERSEY VARIABLE APPRECIABLE ACCOUNT
497J, 2000-05-05
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Pruco Life Insurance Company of New Jersey    Kevin G. Smith
                                              Assistant General Counsel
                                              Law Department

                                              Pruco Life Insurance Company
                                              of New Jersey
                                              213 Washington Street
                                              Newark, NJ 07102-2992
                                              (973) 367-3525 fax: (973) 367-8920



                                              May 5, 2000


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

                       Re: Pruco Life of New Jersey Variable Appreciable Account
                           (Registration No. 33-57186)

Ladies and Gentlemen:

     Pursuant to subparagraph  (j) of Rule 497 under the Securities Act of 1933,
the Registrant  hereby  certifies:  (i) that its Prospectus that would have been
filed  pursuant  to Rule  497(b)  would not have  differed  from the  Prospectus
contained  in  Post-Effective  Amendment  No.  12 and  (ii)  that  the  text  of
Post-Effective  Amendment  No. 12 was  filed  electronically  on April 25,  2000
(Accession No. 0000950130-00-002298).

                                             By:/s/_________________________
                                                    Kevin G. Smith
                                                    Assistant General Counsel
                                                    Pruco Life Insurance Company
                                                    of New Jersey



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