<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 29,554
<INT-BEARING-DEPOSITS> 2,199
<FED-FUNDS-SOLD> 3,713
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 202,796
<INVESTMENTS-CARRYING> 50,353
<INVESTMENTS-MARKET> 52,116
<LOANS> 632,143
<ALLOWANCE> 10,117
<TOTAL-ASSETS> 958,928
<DEPOSITS> 778,659
<SHORT-TERM> 13,559
<LIABILITIES-OTHER> 15,366
<LONG-TERM> 37,192
0
0
<COMMON> 7,213
<OTHER-SE> 106,939
<TOTAL-LIABILITIES-AND-EQUITY> 958,928
<INTEREST-LOAN> 27,896
<INTEREST-INVEST> 6,828
<INTEREST-OTHER> 469
<INTEREST-TOTAL> 35,193
<INTEREST-DEPOSIT> 14,711
<INTEREST-EXPENSE> 16,429
<INTEREST-INCOME-NET> 18,764
<LOAN-LOSSES> 765
<SECURITIES-GAINS> (20)
<EXPENSE-OTHER> 14,504
<INCOME-PRETAX> 10,534
<INCOME-PRE-EXTRAORDINARY> 7,503
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,503
<EPS-BASIC> 1.04
<EPS-DILUTED> 1.04
<YIELD-ACTUAL> 4.28
<LOANS-NON> 1,844
<LOANS-PAST> 3,104
<LOANS-TROUBLED> 43
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 10,194
<CHARGE-OFFS> 1,053
<RECOVERIES> 211
<ALLOWANCE-CLOSE> 10,117
<ALLOWANCE-DOMESTIC> 765
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>