WESTBANK CORP
10-Q, EX-27, 2000-08-11
STATE COMMERCIAL BANKS
Previous: WESTBANK CORP, 10-Q, 2000-08-11
Next: INVACARE CORP, 10-Q, 2000-08-11



<TABLE> <S> <C>

<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          16,118
<INT-BEARING-DEPOSITS>                             572
<FED-FUNDS-SOLD>                                 1,426
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     87,751
<INVESTMENTS-CARRYING>                          11,596
<INVESTMENTS-MARKET>                            11,250
<LOANS>                                        449,569
<ALLOWANCE>                                      3,896
<TOTAL-ASSETS>                                 589,554
<DEPOSITS>                                     487,092
<SHORT-TERM>                                    43,742
<LIABILITIES-OTHER>                              2,965
<LONG-TERM>                                      7,000
                           17,000
                                          0
<COMMON>                                        31,755
<OTHER-SE>                                           0
<TOTAL-LIABILITIES-AND-EQUITY>                 589,554
<INTEREST-LOAN>                                 17,507
<INTEREST-INVEST>                                3,246
<INTEREST-OTHER>                                    96
<INTEREST-TOTAL>                                20,849
<INTEREST-DEPOSIT>                               9,007
<INTEREST-EXPENSE>                              10,960
<INTEREST-INCOME-NET>                            9,889
<LOAN-LOSSES>                                      140
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                  7,837
<INCOME-PRETAX>                                  3,096
<INCOME-PRE-EXTRAORDINARY>                       3,096
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,980
<EPS-BASIC>                                        .47
<EPS-DILUTED>                                      .46
<YIELD-ACTUAL>                                    3.71
<LOANS-NON>                                        691
<LOANS-PAST>                                       778
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  1,469
<ALLOWANCE-OPEN>                                 3,908
<CHARGE-OFFS>                                      193
<RECOVERIES>                                        41
<ALLOWANCE-CLOSE>                                3,896
<ALLOWANCE-DOMESTIC>                             3,896
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission