United States Securities and Exchange Commission
Washington, D.C. 20429
Schedule 13D
Under Section 13(d) of the
Securities Exchange Act of 1934
Beverly National Corp.
240 Cabot Street
Beverly, MA 01915
(978)922-2100
(Name, Address and Telephone Number of Issuing Bank)
Common Stock, $2.50 par value
(Title and Class of Securities)
088115100000
(CUSIP Number)
Joyce L. Robsham
P.O. Box 5183
Cochituate, MA 01778
(508) 358-7231
(Name, Address and Telephone Number of person
authorized to receive notices and communications)
May 15,2000 through July 10,2000
(Dates and events which require filing of this statement)
Item 1. Security and Bank
This statement relates to 16,900 shares of the Common
Stock (the "shares") of Beverly National Corp. (the
"Company").
The principal office of the company is located at 240
Cabot Street, Beverly, MA 01915
Item 2. Identity and Background
The person filing this Statement is Joyce L Robsham,
current address is P.O. Box 5183, Cochituate, MA 01778,
whose principle occupation is retired. During the past five
years Joyce L. Robsham has not been convicted in a criminal
proceeding, nor has she been party to a civil proceeding as
a result of which Joyce L. Robsham was or is subject to a
judgment, decree or final order enjoining future violations
of, or prohibiting or mandating activities subject to,
Federal or State securities' laws or finding any violations
with respect to such laws. Joyce L. Robsham is a citizen of
the United States of America.
Item 3. Source and Amount of Funds or Other Consideration
The aggregate amount of funds used by Joyce L. Robsham
to purchase the 16,900 shares described in Item 1 was
$243,569.75. All funds used to purchase such shares were
obtained from personal funds and a margin account at Advest,
Inc.
Item 4. Purpose of Transaction
The shares covered by this Statement were purchased for
investment purposes. From time to time, additions may be
made to this investment.
Item 5. Interest in the Securities of the Bank
a) The Institution presently has outstanding
1,575,894 shares of Common Stock. At the time of the
last filing, the aggregate number of shares
beneficially owned by Joyce L. Robsham was 87,710,
constituting 5.566 % of the outstanding shares (based
on the most recently available filing of the Bank with
the FDIC). On the date of this filing, the aggregate
number of shares beneficially owned by Joyce L. Robsham
is 104,610 which constitutes 6.63% of the outstanding.
b) All of the foregoing shares are subject to the
sole authority of Joyce L. Robsham to vote, direct to
vote, to dispose or direct to dispose.
c) The following transactions effecting the purchase
of shares of Beverly National Corp. in the name of
Joyce L. Robsham has occurred:
Purchase of 6,000 shares @ 14.25 on 5/15/00
Purchase of 4,500 shares @ 14.50 on 5/17/00
Purchase of 2,000 shares @ 14.50 on 5/19/00
Purchase of 1,200 shares @ 14.50 on 6/19/00
Purchase of 3,200 shares @ 14.50 on 7/10/00
All trades were made through a broker at Advest, Inc.
d) No other person is known to have the right to
receive, the power to direct the receipt of dividends
from, or the proceeds from the sale of, such
securities.
Item 6. Contacts, Arrangements, Understandings or
Relationships with Respect to Securities of the Bank
There are no contacts, arrangements, understandings or
relationships (legal or otherwise) with the person named in
Item 2. and the Bank.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information in this Statement is
true and correct.
Date: 7/21/00
Signature:
Name: Joyce L. Robsham
