<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> JUL-01-2000 JAN-01-2000
<PERIOD-END> SEP-30-2000 SEP-30-2000
<CASH> 40,858 40,858
<INT-BEARING-DEPOSITS> 91,723 91,723
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 836,653 836,653
<INVESTMENTS-CARRYING> 138,602 138,602
<INVESTMENTS-MARKET> 133,180 133,180
<LOANS> 2,051,348 2,051,348
<ALLOWANCE> 22,751 22,751
<TOTAL-ASSETS> 3,396,980 3,396,980
<DEPOSITS> 2,013,253 2,013,253
<SHORT-TERM> 611,339 611,339
<LIABILITIES-OTHER> 59,594 59,594
<LONG-TERM> 505,913 505,913
0 0
0 0
<COMMON> 117,228 117,228
<OTHER-SE> 89,653 89,653
<TOTAL-LIABILITIES-AND-EQUITY> 3,396,980 3,396,980
<INTEREST-LOAN> 42,386 121,544
<INTEREST-INVEST> 17,607 52,026
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 59,993 173,570
<INTEREST-DEPOSIT> 19,888 57,044
<INTEREST-EXPENSE> 18,604 48,613
<INTEREST-INCOME-NET> 21,501 67,913
<LOAN-LOSSES> 700 2,700
<SECURITIES-GAINS> 0 368
<EXPENSE-OTHER> 23,852 65,988
<INCOME-PRETAX> 7,242 26,758
<INCOME-PRE-EXTRAORDINARY> 7,242 26,758
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,715 17,573
<EPS-BASIC> 0.10 0.36
<EPS-DILUTED> 0.10 0.36
<YIELD-ACTUAL> 2.80 3.03
<LOANS-NON> 9,228 9,228
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 23,193 22,301
<CHARGE-OFFS> 1,621 5,210
<RECOVERIES> 279 1,031
<ALLOWANCE-CLOSE> 22,751 22,751
<ALLOWANCE-DOMESTIC> 22,751 22,751
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 1,494 1,494
</TABLE>