<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 3-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-2000
<PERIOD-START> APR-01-2000 JAN-01-2000
<PERIOD-END> JUN-30-2000 JUN-30-2000
<CASH> 44,985 44,985
<INT-BEARING-DEPOSITS> 61,664 61,664
<FED-FUNDS-SOLD> 0 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 852,869 852,869
<INVESTMENTS-CARRYING> 141,484 141,484
<INVESTMENTS-MARKET> 135,276 135,276
<LOANS> 2,034,824 2,034,824
<ALLOWANCE> 23,193 23,193
<TOTAL-ASSETS> 3,385,301 3,385,301
<DEPOSITS> 1,953,947 1,953,947
<SHORT-TERM> 619,286 619,286
<LIABILITIES-OTHER> 55,772 55,772
<LONG-TERM> 555,464 555,464
0 0
0 0
<COMMON> 117,228 117,228
<OTHER-SE> 83,604 83,604
<TOTAL-LIABILITIES-AND-EQUITY> 3,385,301 3,385,301
<INTEREST-LOAN> 40,960 79,158
<INTEREST-INVEST> 17,476 34,419
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 58,436 113,577
<INTEREST-DEPOSIT> 18,476 37,156
<INTEREST-EXPENSE> 17,040 30,009
<INTEREST-INCOME-NET> 22,920 46,412
<LOAN-LOSSES> 1,000 2,000
<SECURITIES-GAINS> 52 373
<EXPENSE-OTHER> 22,029 42,136
<INCOME-PRETAX> 8,037 19,516
<INCOME-PRE-EXTRAORDINARY> 8,037 19,516
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 5,163 12,858
<EPS-BASIC> 0.11 0.26
<EPS-DILUTED> 0.11 0.26
<YIELD-ACTUAL> 3.03 3.15
<LOANS-NON> 12,352 12,352
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 22,301 22,301
<CHARGE-OFFS> 3,589 3,589
<RECOVERIES> 752 752
<ALLOWANCE-CLOSE> 23,193 23,193
<ALLOWANCE-DOMESTIC> 23,193 23,193
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 5,806 5,806
</TABLE>