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<TABLE> <S> <C>
<ARTICLE> 9
<CIK> 0000743367
<NAME> BAR HARBOR BANKSHARES
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,984
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 39,402
<INVESTMENTS-CARRYING> 118,226
<INVESTMENTS-MARKET> 116,632
<LOANS> 276,526
<ALLOWANCE> (4,000)
<TOTAL-ASSETS> 473,295
<DEPOSITS> 291,017
<SHORT-TERM> 92,302
<LIABILITIES-OTHER> 4,798
<LONG-TERM> 35,452
0
0
<COMMON> 7,287
<OTHER-SE> 42,439
<TOTAL-LIABILITIES-AND-EQUITY> 473,295
<INTEREST-LOAN> 17,868
<INTEREST-INVEST> 8,543
<INTEREST-OTHER> 36
<INTEREST-TOTAL> 26,447
<INTEREST-DEPOSIT> 6,626
<INTEREST-EXPENSE> 13,046
<INTEREST-INCOME-NET> 13,401
<LOAN-LOSSES> 489
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 12,731
<INCOME-PRETAX> 5,108
<INCOME-PRE-EXTRAORDINARY> 5,108
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,388
<EPS-BASIC> 1.00
<EPS-DILUTED> 1.00
<YIELD-ACTUAL> 8.04
<LOANS-NON> 3,647
<LOANS-PAST> 3,465
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,000
<CHARGE-OFFS> 843
<RECOVERIES> 61
<ALLOWANCE-CLOSE> 4,000
<ALLOWANCE-DOMESTIC> 4,000
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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