[ARTICLE] 6
[CIK] 0000743773
[NAME] SUMMIT MUTUAL FUNDS, INC.
[SERIES]
[NUMBER] 14
[NAME] APEX RUSSELL 2000 SMALL CAP INDEX FUND
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] SEP-30-2000
[PERIOD-END] MAR-31-2000
[INVESTMENTS-AT-COST] 15,452,989
[INVESTMENTS-AT-VALUE] 15,432,411
[RECEIVABLES] 15,184,834
[ASSETS-OTHER] 30,150
[OTHER-ITEMS-ASSETS] 5,275
[TOTAL-ASSETS] 30,652,670
[PAYABLE-FOR-SECURITIES] 15,184,109
[SENIOR-LONG-TERM-DEBT] 0
[OTHER-ITEMS-LIABILITIES] 30,916
[TOTAL-LIABILITIES] 15,215,025
[SENIOR-EQUITY] 0
[PAID-IN-CAPITAL-COMMON] 15,387,328
[SHARES-COMMON-STOCK] 0
[SHARES-COMMON-PRIOR] 0
[ACCUMULATED-NII-CURRENT] 5,058
[OVERDISTRIBUTION-NII] 0
[ACCUMULATED-NET-GAINS] 81,712
[OVERDISTRIBUTION-GAINS] 0
[ACCUM-APPREC-OR-DEPREC] (36,453)
[NET-ASSETS] 15,437,645
[DIVIDEND-INCOME] 0
[INTEREST-INCOME] 5,888
[OTHER-INCOME] 0
[EXPENSES-NET] 830
[NET-INVESTMENT-INCOME] 5,058
[REALIZED-GAINS-CURRENT] 81,712
[APPREC-INCREASE-CURRENT] (36,453)
[NET-CHANGE-FROM-OPS] 50,317
[EQUALIZATION] 0
[DISTRIBUTIONS-OF-INCOME] 0
[DISTRIBUTIONS-OF-GAINS] 0
[DISTRIBUTIONS-OTHER] 0
[NUMBER-OF-SHARES-SOLD] 1,419,293
[NUMBER-OF-SHARES-REDEEMED] 26,670
[SHARES-REINVESTED] 0
[NET-CHANGE-IN-ASSETS] 15,437,645
[ACCUMULATED-NII-PRIOR] 0
[ACCUMULATED-GAINS-PRIOR] 0
[OVERDISTRIB-NII-PRIOR] 0
[OVERDIST-NET-GAINS-PRIOR] 0
[GROSS-ADVISORY-FEES] 387
[INTEREST-EXPENSE] 0
[GROSS-EXPENSE] 31,367
[AVERAGE-NET-ASSETS] 0
[PER-SHARE-NAV-BEGIN] 10.00
[PER-SHARE-NII] 0.00
[PER-SHARE-GAIN-APPREC] 1.09
[PER-SHARE-DIVIDEND] 0.00
[PER-SHARE-DISTRIBUTIONS] 0.00
[RETURNS-OF-CAPITAL] 0.00
[PER-SHARE-NAV-END] 11.09
[EXPENSE-RATIO] .008
</TABLE>
