<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000743773
<NAME> SUMMIT MUTUAL FUNDS, INC.
<SERIES>
<NUMBER> 12
<NAME> APEX SERIES EVEREST FUND
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> SEP-30-2000
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<PAYABLE-FOR-SECURITIES> 2,870,456
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<OTHER-ITEMS-LIABILITIES> 70,475
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<SHARES-COMMON-STOCK> 0
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<ACCUMULATED-NII-CURRENT> 108,377
<OVERDISTRIBUTION-NII> 0
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</TABLE>
