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<PAGE> PAGE 2
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<PAGE> PAGE 3
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<PAGE> PAGE 4
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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SIGNATURE SUSAN S. NEWTON
TITLE VICE PRESIDENT
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<NAME> JOHN HANCOCK REGIONAL BANK FUND - CLASS B
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<NAME> JOHN HANCOCK DISCIPLINED GROWTH FUND - CLASS A
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<NAME> JOHN HANCOCK DISCIPLINED GROWTH FUND - CLASS B
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<NAME> JOHN HANCOCK FINANCIAL INDUSTRIES FUND - CLASS B
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