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<PAGE>
Supplement to Prospectus dated April 30, 1999, for Metropolitan Life Separate
Account E for Enhanced TSA, Enhanced Non-Qualified, Enhanced IRA, Enhanced PEDC
and Enhanced 403(a) Preference Plus and Financial Freedom Account Group Variable
Annuity Contracts.
Issued By: Metropolitan Life Insurance Company
You should read this Supplement in conjunction with your prospectus and
retain it with your prospectus for future reference.
The Accumulation Unit Value charts for the Enhanced Preference Plus Deferred
Annuities on page FFA-18 and for the Financial Freedom Account Deferred
Annuities on page FFA-23 are replaced with the following charts:
Accumulation Unit Values
(For an accumulation unit outstanding throughout the period)
<TABLE>
<CAPTION>
Beginning of Year End of Year
Accumulation Accumulation
Enhanced Preference Plus Deferred Annuities Year Unit Value Unit Value
---- ----------------- ------------
<S> <C> <C> <C>
Fidelity Money Market Division (e) ............................. 1998 $12.73 $13.30
1997 12.18 12.73
1996 11.66 12.18
1995 11.12 11.66
1994 10.77 11.12
1993 10.53 10.77
1992 10.23 10.53
(e) No longer offered under the Enhanced Deferred Annuities
<CAPTION>
Beginning of Year End of Year
Accumulation Accumulation
Financial Freedom Deferred Annuities Year Unit Value Unit Value
---- ----------------- ------------
<S> <C> <C> <C>
Fidelity Money Market Division...................................1998 12.73 13.30
1997 12.18 12.73
1996 11.66 12.18
1995 11.12 11.66
1994 10.77 11.12
1993 10.53 10.77
1992 10.23 10.53
1991 10.00(b) 10.23
(b) Inception Date July 1, 1991
</TABLE>
KEEP THIS SUPPLEMENT WITH YOUR PROSPECTUS
OCTOBER 25, 1999
<PAGE>
Supplement to Statement of Additional Information dated April 30, 1999,
Metropolitan Life Separate Account E Preference Plus and Financial Freedom
Account Group and Individual Annuity Contracts.
Substitute the following information regarding the Financial Freedom Account
Deferred Annuities for the information in the chart on page 31:
Money Market Divisions - Seven Day Period Ending December 31, 1998
<TABLE>
<CAPTION>
Effective
Yield Yield
----- ---------
<S> <C> <C>
Financial Freedom Account Deferred Annuities.......................................... 4.14% 4.22%
</TABLE>
Keep this Supplement with your Statement of Additional Information
KEEP THIS SUPPLEMENT WITH YOUR PROSPECTUS
OCTOBER 25, 1999
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