FIRST CHESTER COUNTY CORP
10-Q, EX-27, 2000-11-14
NATIONAL COMMERCIAL BANKS
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<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
     Financial Data Schedule For FCCC
</LEGEND>
<CIK>                         0000744126
<NAME>                        First Chester County Corporation
<MULTIPLIER>                                   1000
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   9-mos
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Jul-01-2000
<PERIOD-END>                                   Sep-30-2000
<EXCHANGE-RATE>                                1.000
<CASH>                                         25,409
<INT-BEARING-DEPOSITS>                         126
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    100,581
<INVESTMENTS-CARRYING>                         1,969
<INVESTMENTS-MARKET>                           2,072
<LOANS>                                        392,070
<ALLOWANCE>                                    6,766
<TOTAL-ASSETS>                                 533,469
<DEPOSITS>                                     449,801
<SHORT-TERM>                                   31,276
<LIABILITIES-OTHER>                            11,432
<LONG-TERM>                                    0
                          0
                                    0
<COMMON>                                       4,800
<OTHER-SE>                                     36,160
<TOTAL-LIABILITIES-AND-EQUITY>                 533,469
<INTEREST-LOAN>                                23,952
<INTEREST-INVEST>                              5,395
<INTEREST-OTHER>                               41
<INTEREST-TOTAL>                               29,388
<INTEREST-DEPOSIT>                             11,232
<INTEREST-EXPENSE>                             12,452
<INTEREST-INCOME-NET>                          16,936
<LOAN-LOSSES>                                  822
<SECURITIES-GAINS>                             (40)
<EXPENSE-OTHER>                                14,640
<INCOME-PRETAX>                                6,165
<INCOME-PRE-EXTRAORDINARY>                     6,165
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   4,464
<EPS-BASIC>                                    0.98
<EPS-DILUTED>                                  0.98
<YIELD-ACTUAL>                                 4.69
<LOANS-NON>                                    1,784
<LOANS-PAST>                                   346
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               6,261
<CHARGE-OFFS>                                  417
<RECOVERIES>                                   100
<ALLOWANCE-CLOSE>                              6,766
<ALLOWANCE-DOMESTIC>                           6,766
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0



</TABLE>


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