FIRST CHESTER COUNTY CORP
10-Q, EX-27, 2000-08-14
NATIONAL COMMERCIAL BANKS
Previous: FIRST CHESTER COUNTY CORP, 10-Q, 2000-08-14
Next: CITIFUNDS TRUST II, 485BXT, 2000-08-14



<TABLE> <S> <C>


<ARTICLE>                                            9
<LEGEND>
First Chester County Corporation 2nd Quarter FDS
</LEGEND>
<CIK>                       0000744126
<NAME>                      First Chester County Corporation
<MULTIPLIER>                                   1000
<CURRENCY>                                     U.S. Dollars

<S>                             <C>
<PERIOD-TYPE>                   6-mos
<FISCAL-YEAR-END>                              Dec-31-2000
<PERIOD-START>                                 Apr-30-2000
<PERIOD-END>                                   Jun-30-2000
<EXCHANGE-RATE>                                1.000
<CASH>                                         31,822
<INT-BEARING-DEPOSITS>                         115
<FED-FUNDS-SOLD>                               0
<TRADING-ASSETS>                               0
<INVESTMENTS-HELD-FOR-SALE>                    105,277
<INVESTMENTS-CARRYING>                         3,080
<INVESTMENTS-MARKET>                           3,174
<LOANS>                                        378,389
<ALLOWANCE>                                    6,541
<TOTAL-ASSETS>                                 530,968
<DEPOSITS>                                     461,296
<SHORT-TERM>                                   9,548
<LIABILITIES-OTHER>                            20,575
<LONG-TERM>                                    0
                          0
                                    0
<COMMON>                                       4,800
<OTHER-SE>                                     34,749
<TOTAL-LIABILITIES-AND-EQUITY>                 530,968
<INTEREST-LOAN>                                15,635
<INTEREST-INVEST>                              3,670
<INTEREST-OTHER>                               39
<INTEREST-TOTAL>                               19,344
<INTEREST-DEPOSIT>                             7,267
<INTEREST-EXPENSE>                             8,030
<INTEREST-INCOME-NET>                          11,314
<LOAN-LOSSES>                                  467
<SECURITIES-GAINS>                             (40)
<EXPENSE-OTHER>                                9,534
<INCOME-PRETAX>                                4,047
<INCOME-PRE-EXTRAORDINARY>                     4,047
<EXTRAORDINARY>                                0
<CHANGES>                                      0
<NET-INCOME>                                   2,935
<EPS-BASIC>                                    0.65
<EPS-DILUTED>                                  0.64
<YIELD-ACTUAL>                                 4.78
<LOANS-NON>                                    1,659
<LOANS-PAST>                                   426
<LOANS-TROUBLED>                               0
<LOANS-PROBLEM>                                0
<ALLOWANCE-OPEN>                               6,261
<CHARGE-OFFS>                                  262
<RECOVERIES>                                   75
<ALLOWANCE-CLOSE>                              6,541
<ALLOWANCE-DOMESTIC>                           6,541
<ALLOWANCE-FOREIGN>                            0
<ALLOWANCE-UNALLOCATED>                        0



</TABLE>


© 2022 IncJournal is not affiliated with or endorsed by the U.S. Securities and Exchange Commission