UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. ___)*
MidSouth Bancorp Inc.
(Name of Issuer)
Common Stock
(Title of Class of Securities)
598039105
(CUSIP Number)
*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent amendment
containing information which would alter the disclosures provided
in a prior cover page.
The information required in the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).
CUSIP No. 598039105
- -------------------------------------------------------------------------------
1) Name of Reporting Person
I.R.S. Identification No. of Above Person (entities only)
First National Bank of Commerce
- -------------------------------------------------------------------------------
2) Check the Appropriate Box if a Member of a Group (See Instructions)
(a)
(b)...................................................... X
- -------------------------------------------------------------------------------
3) SEC Use Only
- -------------------------------------------------------------------------------
4) Citizenship or Place of Organization
New Orleans, Louisiana , USA
- -------------------------------------------------------------------------------
Number of (5) Sole Voting Power............... 111,809
Shares Bene-
ficially -----------------------------------------------------------------
Owned by
Each (6) Shared Voting Power
Reporting
Person -----------------------------------------------------------------
With
(7) Sole Dispositive Power.......... 111,809
-----------------------------------------------------------------
(8) Shared Dispositive Power
- -------------------------------------------------------------------------------
9) Aggregate Amount Beneficially Owned by Each
Reporting Person....................... 111,809
- -------------------------------------------------------------------------------
10) Check if the Aggregate Amount in Row (9)
Excludes Certain Shares (See Instructions)
- -------------------------------------------------------------------------------
11) Percent of Class Represented by Amount
in Row (9).............................. 7.08%
- -------------------------------------------------------------------------------
12) Type of Reporting Person (See Instructions).................... EP
- -------------------------------------------------------------------------------
Item 1(a) Name of Issuer:
Midsouth Bancorp Inc.
Item 1(b) Address of Issuer's Principal Executive Offices:
102 Versailles Blvd.
Lafayette, Louisiana 70501
Item 2(a) Name of Person Filing:
First National Bank of Commerce
Employee Benefit Trust
Item 2(b) Address of Principal Business Office:
210 Baronne St., 2nd Floor
New Orleans, Louisiana 70112
Item 2(c) Citizenship:
USA
Item 2(d) Title of Class of Securities:
Common Stock
Item 2(e). CUSIP Number:
598039105
Item 3. If this statement is filed pursuant to Rules 13d-1(b), or
13d-2(b), check whether the person filing is a:
(a) [ ] Broker or Dealer registered under Section 15 of the Act
(b) [ ] Bank as defined in section 3(a)(6) of the Act
(c) [ ] Insurance Company as defined in section 3(a)(19) of the Act
(d) [ ] Investment Company registered under section 8
of the Investment Company Act
(e) [ ] Investment Adviser registered under section
203 of the Investment Advisers Act of 1940
(f) [x] Employee Benefit Plan, Pension Fund which is
subject to the provisions of the Employee
Retirement Income Security Act of 1974 or
Endowment Fund; see Section 240.13d-1(b)(1)(ii)(F)
(g) [ ] Parent Holding Company, in accordance with Section
240.13d-1(b)(ii)(G) (Note: See Item 7)
(h) [ ] Group, in accordance with Section
240.13d.13d-1(b)(1)(ii)(H)
Item 4. Ownership:
(a) Amount Beneficially Owned..................111,809
(b) Percent of Class ............................ 7.08%
(c) Number of shares as to which such person has:
(i) sole power to vote or to
direct the vote.......................111,809
(ii) shared power to vote or to
direct the vote.............................0
(iii) sole power to dispose or to
direct the disposition of ...........111,809
(iv) shared power to dispose or to
direct the disposition of ..................0
Item 5. Ownership of Five Percent or Less of a Class. If this
statement is being filed to report the fact that as of
the date hereof the reporting person has ceased to be the
beneficial owner of more than 5 percent of the class of
securities, check the following [ ] .
Not Applicable
Item 6. Ownership of More than Five Percent on Behalf of Another Person:
Not Applicable
Item 7. Identification and Classification of the Subsidiary Which
Acquired the Security Being Reported on By the Parent
Holding Company:
Not applicable.
Item 8. Identification and Classification of Members of the Group:
Not applicable.
Item 9. Notice of Dissolution of Group:
Not applicable.
Item 10. Certification:
Not applicable.
SIGNATURE
After reasonable inquiry and to the best of my knowledge and belief,
I certify that the information set forth in this statement is true, complete
and correct .
February 17, 1998
-----------------------------------------
Date
/s/ Christine C. Montz
-----------------------------------------
Signature
Christine C. Montz, Senior Vice President
-----------------------------------------
Name/Title
