<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 31,181
<INT-BEARING-DEPOSITS> 1,062
<FED-FUNDS-SOLD> 3,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 122,288
<INVESTMENTS-CARRYING> 3,848
<INVESTMENTS-MARKET> 3,860
<LOANS> 836,243
<ALLOWANCE> 12,720
<TOTAL-ASSETS> 1,011,990
<DEPOSITS> 810,897
<SHORT-TERM> 71,598
<LIABILITIES-OTHER> 6,651
<LONG-TERM> 52,060
0
0
<COMMON> 11,646
<OTHER-SE> 59,138
<TOTAL-LIABILITIES-AND-EQUITY> 1,011,990
<INTEREST-LOAN> 34,467
<INTEREST-INVEST> 3,974
<INTEREST-OTHER> 368
<INTEREST-TOTAL> 38,809
<INTEREST-DEPOSIT> 16,660
<INTEREST-EXPENSE> 20,041
<INTEREST-INCOME-NET> 18,768
<LOAN-LOSSES> 370
<SECURITIES-GAINS> 1,008
<EXPENSE-OTHER> 13,888
<INCOME-PRETAX> 11,326
<INCOME-PRE-EXTRAORDINARY> 11,326
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,436
<EPS-BASIC> .70
<EPS-DILUTED> .70
<YIELD-ACTUAL> 3.99
<LOANS-NON> 1,595
<LOANS-PAST> 87
<LOANS-TROUBLED> 13
<LOANS-PROBLEM> 5,168
<ALLOWANCE-OPEN> 13,174
<CHARGE-OFFS> 1,248
<RECOVERIES> 424
<ALLOWANCE-CLOSE> 12,720
<ALLOWANCE-DOMESTIC> 10,902
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,818
</TABLE>