ST CLAIR FUNDS INC
NSAR-B, 1998-02-26
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<PAGE>      PAGE  1
000 B000000 12/31/97
000 C000000 746714
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 2.2
000 J000000 U
001 A000000 ST. CLAIR FUNDS, INC.
001 B000000 811-4038
001 C000000 2486479200
002 A000000 480 PIERCE STREET
002 B000000 BIRMINGHAM
002 C000000 MI
002 D010000 48009
003  000000 N
004  000000 N
005  000000 N
006  000000 N
007 A000000 Y
007 B000000 11
007 C010100  1
007 C010200  2
007 C010300  3
007 C010400  4
007 C010500  5
007 C020500 LIQUIDITY PLUS MONEY MARKET FUND
007 C030500 N
007 C010600  6
007 C020600 MUNDER S&P 500 INDEX EQUITY FUND
007 C030600 N
007 C010700  7
007 C020700 MUNDER S&P MIDCAP INDEX EQUITY FUND
007 C030700 N
007 C010800  8
007 C020800 MUNDER S&P SMALLCAP INDEX EQUITY FUND
007 C030800 N
007 C010900  9
007 C020900 MUNDER FOREIGN EQUITY FUND
007 C030900 N
007 C011000 10
007 C021000 MUNDER AGGREGATE BOND INDEX FUND
007 C031000 N
007 C011100 11
007 C021100 MUNDER INST. S&P 500 INDEX EQUITY FUND
007 C031100 N
008 A00AA01 MUNDER CAPITAL MANAGEMENT
008 B00AA01 A
008 C00AA01 801-48394
008 D01AA01 BIRMINGHAM
<PAGE>      PAGE  2
008 D02AA01 MI
008 D03AA01 48009
010 A00AA01 STATE STREET BANK & TRUST
010 B00AA01 85-05003
010 C01AA01 BOSTON
010 C02AA01 MA
010 C03AA01 02109
010 A00AA02 FUNDS DISTRIBUTOR, INC.
010 B00AA02 8-20518
010 C01AA02 BOSTON
010 C02AA02 MA
010 C03AA02 02109
015 A00AA01 COMERICA BANK
015 B00AA01 C
015 C01AA01 DETROIT
015 C02AA01 MI
015 C03AA01 48226
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<PAGE>      PAGE  3
022 A000003 J.P. MORGAN SECURITIES, INC.
022 B000003 13-3224016
022 C000003    129837
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022 C000004     13953
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022 C000006     12000
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022 A000007 GOLDMAN SACHS & CO.
022 B000007 13-5108880
022 C000007      5999
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022 A000008 GENERAL MOTORS ACCEPTANCE
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022 A000009 BISHOP WELLS CO.
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<PAGE>      PAGE  4
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<PAGE>      PAGE  7
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<PAGE>      PAGE  9
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011 A000901 LONGROW SECURITIES, INC.
011 B000901 8-999
011 C010901 ST. LOUIS
011 C020901 MO
011 C030901 63105
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<PAGE>      PAGE  10
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<PAGE>      PAGE  11
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<PAGE>      PAGE  12
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SIGNATURE   BILL BESTON                                  
TITLE       ASST. VICE-PRESIDENT
 


<TABLE> <S> <C>

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<CIK> 0000746714
<NAME> ST. CLAIR FUNDS, INC.
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<NAME> ST. CLAIR FUNDS, INC.
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   <NAME> MUNDER INSTITUTIONAL S&P 500 INDEX EQUITY FUND
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<PER-SHARE-NII>                                   0.04
<PER-SHARE-GAIN-APPREC>                           0.00
<PER-SHARE-DIVIDEND>                            (0.04)
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</TABLE>

<TABLE> <S> <C>

<ARTICLE> 6
<CIK> 0000746714
<NAME> ST. CLAIR FUNDS, INC.
<SERIES>
   <NUMBER> 013
   <NAME> MUNDER INSTITUTIONAL S&P SMALLCAP INDEX EQUITY FUND
<MULTIPLIER> 1
       
<S>                             <C>
<PERIOD-TYPE>                   5-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-START>                             AUG-07-1997
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<INVESTMENTS-AT-VALUE>                         2553923
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</TABLE>

[DESCRIPTION]Auditors Report of Internal Control
February 9,1998

To the Trustees
St. Clair Funds, Inc.

In planning and performing our audit of the financial statements of St. 
Clair Funds, Inc. (comprising, respectively, Liquidity Plus Money Market 
Fund, Munder Institutional S&P 500 Index Equity Fund and Munder 
Institutional S&P SmallCap Index Equity Fund) for the period ended 
December 31, 1997, we considered its internal control, including control 
activities for safeguarding securities, in order to determine our 
auditing procedures for the purpose of expressing our opinion on the 
financial statements and to comply with the requirements of Form N-SAR, 
not to provide assurance on the internal control.

The management of St. Clair Funds, Inc. is responsible for establishing 
and maintaining internal control.  In fulfilling this responsibility, 
estimates and judgments by management are required to assess the 
expected benefits and related costs of controls.  Generally, controls 
that are relevant to an audit pertain to the entity's objective of 
preparing financial statements for external purposes that are fairly 
presented in conformity with generally accepted accounting principles.  
Those controls include the safeguarding of assets against unauthorized 
acquisition, use or disposition.

Because of inherent limitations in internal control, errors or fraud may 
occur and not be detected.  Also, projection of any evaluation of 
internal control to future periods is subject to the risk that it may 
become inadequate because of changes in conditions or that the 
effectiveness of the design and operation may deteriorate.

Our consideration of the internal control would not necessarily disclose 
all matters in internal control that might be material weaknesses under 
standards established by the American Institute of Certified Public 
Accountants.  A material weakness is a condition in which the design or 
operation of one or more of the specific internal control components 
does not reduce to a relatively low level the risk that errors or fraud 
in amounts that would be material in relation to the financial 
statements being audited may occur and not be detected within a timely 
period by employees in the normal course of performing their assigned 
functions.  However, we noted no matters involving the internal control 
and its operation, including controls for safeguarding securities, that 
we consider to be material weaknesses as defined above at December 31, 
1997.

This report is intended solely for the information and use of the 
directors and management of St. Clair Funds, Inc. and the Securities and 
Exchange Commission.


February 9, 1998




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