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FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION OMB APPROVAL
[ ] CHECK THIS BOX IF NO LONGER WASHINGTON, D.C. 20549 OMB Number 3235-0287
SUBJECT TO SECTION 16. FORM Expires: September 30, 1998
4 OR FORM 5 OBLIGATIONS STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP Estimated average burden
MAY CONTINUE. SEE INSTRUC- hours per response . . . . 0.5
TION 1(B).
<CAPTION>
Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility
Holding Company Act of 1935 or Section 30(f) of the Investment Company Act of 1940
(Print or Type Responses)
<S> <C> <C>
1. Name and Address of Reporting Person* 2. Issuer Name and Ticker 5. If Amendment, Date of Original
or Trading Symbol (Month/Year)
OLD KENT FINANCIAL
CRANDALL STEVEN D. CORPORATION-OKEN
(Last) (First) (Middle) 6. Relationship of Reporting Person(s) to Issuer
3. IRS or Social Security (Check all applicable)
Number of Reporting ____ Director ____ 10% Owner
111 LYON ST. NW Person (Voluntary) [XX] Officer (give title ____ Other (specify
(Street) below below)
SENIOR VICE PRESIDENT
GRAND RAPIDS MI 49503 4. Statement for Month/Year 7. Individual or Joint/Group Filing
(City) (State) (Zip) (Check Applicable Line)
JULY 1997 [X] Form filed by One Reporting Person
___ Form filed by More than One Reporting Person
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TABLE I - NON-DERIVATIVE SECURITIES ACQUIRED, DISPOSED OF, OR BENEFICIALLY OWNED
<CAPTION>
1. Title of Security 2. Transaction Date 3. Transaction Code 4. Securities Acquired (A) or Disposed of (D)
(Instr. 3) (Month/Day/Year) (Instr. 8) (Instr. 3, 4 and 5)
Code V Amount (A) or (D) Price
<S> <C> <C> <C> <C> <C>
Common Stock 7/28/97 M 115 A 14.52
Common Stock 7/28/97 M 2,604 A 15.90
Common Stock 7/28/97 M 1,746 A 23.23
Common Stock 7/28/97 F 2,658 D 63.31
Common Stock
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5. Amount of Securities 6. Ownership Form: 7. Nature of Indirect
Beneficially Owned Direct (D) or Beneficial Ownership
at End of Month Indirect (I) (Instr. 4)
(Instr. 3 and 4) (Instr. 4)
See below D
See below D
See below D
7,486 D
3,412<F*> I Thrift Plan
<FN>
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, SEE Instruction 4(b)(v).
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FORM 4 (CONTINUED)
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TABLE II - DERIVATIVE SECURITIES ACQUIRED, DISPOSED OF, OR BENEFICIALLY OWNED
(E.G., PUTS, CALLS, WARRANTS, OPTIONS, CONVERTIBLE SECURITIES)
<CAPTION>
1. Title of Derivative Security 2. Conversion or 3. Transaction 4. Transaction Code 5. Number of Derivative
(Instr. 3) Exercise Price Date (Month/ (Instr. 8) Securities Acquired (A)
of Derivative Day/Year) or Disposed of (D)
Security (Instr. 3, 4 and 5)
Code V (A) (D)
<S> <C> <C> <C> <C> <C> <C>
Stock Option (Right to Buy) 14.52 7/28/97 M 115
Stock Option (Right to Buy) 15.90 7/28/97 M 2,604
Stock Option (Right to Buy) 23.23 7/28/97 M 1,746
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<CAPTION>
6. Date Exercisable and 7. Title and Amount of 8. Price of 9. Number of 10. Ownership 11. Nature of
Expiration Date Underlying Securities Derivative Derivative Form of Indirect
(Month/Day/Year) (Instr. 3 and 4) Security Securities Derivative Beneficial
Amount or (Instr. 5) Beneficially Security: Ownership
Date Expiration Number of Owned at End Direct (D) (Instr. 4)
Exercisable Date Title Shares of Month or Indirect
(Instr. 4) (I) (Instr. 4)
<S> <C> <C> <C> <C> <C> <C> <C>
6/18/90 6/18/00 Common Stock 115 N/A -0- D
6/17/91 6/17/01 Common Stock 2,604 N/A -0- D
6/15/92 6/15/02 Common Stock 1,746 N/A -0- D
<FN>
Explanation of Responses:
<F*> The number of shares reported is the reporting person's best estimate based on a plan statement dated June 30, 1997.
Note: Shares and exercise prices have been adjusted to reflect a stock dividend.
**Intentional misstatements or omissions of facts constitute Federal /S/ STEVEN D. CRANDALL 8-6-97
Criminal Violations. SEE 18 U.S.C. 1001 and 15 U.S.C. 78ff(a). **Signature of Reporting Person Date
Steven D. Crandall
Note: File three copies of this Form, one of which must be manually
signed. If space is insufficient, SEE Instruction 6 for
procedure.
Potential persons who are to respond to the collection of information contained in this form are not
required to respond unless the form displays a currently valid OMB Number.
</FN>
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