On July 9, 1999, Old Kent Financial Corporation, a Michigan corporation ("Old Kent"), completed its acquisition of CFSB Bancorp, Inc., a Delaware corporation ("CFSB"), pursuant to the terms of an Agreement and Plan of Merger dated as of February 24, 1999. As a result of the Merger, each outstanding share of CFSB's common stock, par value $0.01 per share, is to be converted into the right to receive .5939 shares of common stock of Old Kent, par value $1 per share. It is intended that the Merger will be treated as a pooling-of-interests for accounting and financial reporting purposes.

                    A copy of a Press Release, dated July 9, 1999, issued by Old Kent relating to the merger is attached as Exhibit 99.1 and is incorporated herein by reference.

Item 7.          Financial Statements, Pro Forma Financial Information, and Exhibits.

          (c)      Exhibits:

	2.1	Agreement and Plan of Merger by and between CFSB Bancorp, Inc., Old Kent Financial Corporation and OKFC Acquisition Corporation, dated as of February 24, 1999. Previously filed as Exhibit 2.1 to Old Kent's Form S-4/A Registration Statement, Registration No. 333-75653 filed April 27, 1999. Here incorporated by reference.
	99.1	Old Kent Press Release dated July 9, 1999.

                    Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

Dated: July 9, 1999	OLD KENT FINANCIAL CORPORATION
	(Registrant)
	By /s/ Albert T. Potas
	Albert T. Potas
	Senior Vice President

Exhibit Number                                    Description

2.1		Agreement and Plan of Merger by and between CFSB Bancorp, Inc., Old Kent Financial Corporation and OKFC Acquisition Corporation, dated as of February 24, 1999. Previously filed as Exhibit 2.1 to Old Kent's Form S-4/A Registration Statement, Registration No. 333-75653 filed April 27, 1999. Here incorporated by reference.
99.1		Old Kent Press Release dated July 9, 1999.