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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
(RULE 13d-102)
INFORMATION TO BE INCLUDED IN STATEMENTS FILED PURSUANT TO
RULES 13d-1(b), (c) AND (d) AND AMENDMENTS THERETO FILED PURSUANT TO
RULE 13d-2(b) UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. __)<F1>
Anchor Bancorp Wisconsin, Inc.
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(Name of Issuer)
Common Stock
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(Title of Class of Securities)
032839102
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(CUSIP Number)
December 31, 1998
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(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which this
Schedule is filed:
[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
[FN]
<F1> The remainder of this cover page shall be filled out for a reporting
person's initial filing on this form with respect to the subject class of
securities, and for any subsequent amendment containing information which
would alter the disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be
deemed to be "filed" for the purpose of Section 18 of the Securities
Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of
that section of the Act but shall be subject to all other provisions of the
Act.
</FN>
Page 1 of 6 pages
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CUSIP NO. 032839102 13 G PAGE 2 OF 6 PAGES
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1. NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
OLD KENT FINANCIAL CORPORATION
38-1986608
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2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP<F*>
(a) [X]
(b) [ ]
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3. SEC USE ONLY
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4. CITIZENSHIP OR PLACE OF ORGANIZATION
MICHIGAN
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NUMBER OF SHARES 5. SOLE VOTING POWER 14,000
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BENEFICIALLY OWNED BY 6. SHARED VOTING POWER 990,685
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EACH REPORTING 7. SOLE DISPOSITIVE POWER 0
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PERSON WITH 8. SHARED DISPOSITIVE POWER 0
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9. AGGREGATE AMOUNT BENEFICIALLY OWNED
BY EACH REPORTING PERSON 1,004,685
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10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES<F*> [ ]
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11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 5.87%
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12. TYPE OF REPORTING PERSON<F*> HC
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CUSIP NO. 032839102 13 G PAGE 3 OF 6 PAGES
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1. NAMES OF REPORTING PERSONS
I.R.S. IDENTIFICATION NO. OF ABOVE PERSONS (ENTITIES ONLY)
OLD KENT BANK
38-0892650
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2. CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP<F*>
(a) [X]
(b) [ ]
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3. SEC USE ONLY
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4. CITIZENSHIP OR PLACE OF ORGANIZATION
MICHIGAN
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NUMBER OF SHARES 5. SOLE VOTING POWER 14,000
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BENEFICIALLY OWNED BY 6. SHARED VOTING POWER 990,685
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EACH REPORTING 7. SOLE DISPOSITIVE POWER 0
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PERSON WITH 8. SHARED DISPOSITIVE POWER 0
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9. AGGREGATE AMOUNT BENEFICIALLY OWNED
BY EACH REPORTING PERSON 1,004,685
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10. CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
SHARES<F*> [ ]
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11. PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9 5.87%
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12. TYPE OF REPORTING PERSON<F*> BK
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Securities and Exchange Commission
Schedule 13G
Page 4 of 6 pages
ITEM 1(a). NAME OF ISSUER:
Anchor Bancorp Wisconsin, Inc.
ITEM 1(b). ADDRESS OF ISSUER'S PRINCIPAL EXECUTIVE OFFICES:
25 West Main Street
Madison, Wisconsin 53703
ITEM 2(a). NAME OF PERSON FILING:
Old Kent Financial Corporation
ITEM 2(b). ADDRESS OF PRINCIPAL BUSINESS OFFICE OR, IF NONE, RESIDENCE:
One Vandenberg Center
Grand Rapids, Michigan 49503
ITEM 2(c). CITIZENSHIP:
Michigan
ITEM 2(d). TITLE OF CLASS OF SECURITIES:
Common Stock
ITEM 2(e). CUSIP NUMBER:
032839102
ITEM 3. IF THIS STATEMENT IS FILED PURSUANT TO RULE 13d-1(b), OR
13d-2(b) OR (c), CHECK WHETHER THE PERSON FILING IS A:
(a) [ ] Broker or dealer registered under Section 15 of the Act;
(b) [X] Bank as defined in Section 3(a)(6) of the Act;
(c) [ ] Insurance company as defined in Section 3(a)(19) of the
Act;
(d) [ ] Investment company registered under Section 8 of the
Investment Company Act;
(e) [ ] Investment adviser in accordance with Rule 13d-
1(b)(1)(ii)(E);
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(f) [ ] Employee benefit plan or endowment fund in accordance
with Rule 13d-1(b)(1)(ii)(F);
(g) [ ] Parent holding company or control person in accordance
with Rule 13d-1(b)(1)(ii)(G);
(h) [ ] Savings association as defined in Section 3(b) of the
Federal Deposit Insurance Act;
(i) [ ] Church plan that is excluded from the definition of an
investment company under Section 3(c)(14) of the Investment
Company Act;
(j) [ ] Group, in accordance with Rule 13d-1(b)(1)(ii)(J).
If this statement is filed pursuant to Rule 13d-1(c), check this
box: [ ]
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Securities and Exchange Commission
Schedule 13G
Page 5 of 6 pages
ITEM 4. OWNERSHIP.
(a) Amount Beneficially Owned: 1,004,685 shares
(b) Percent of Class: 5.87%
(c) Number of shares as to which such person has:
(i) Sole power to vote or to direct the vote 14,000 shares
(ii) Shared power to vote or to direct the vote 990,685 shares
(iii) Sole power to dispose or to direct the disposition
of 0 shares
(iv) Shared power to dispose or to direct the
disposition of 0 shares
ITEM 5. OWNERSHIP OF FIVE PERCENT OR LESS OF A CLASS.
Not Applicable
ITEM 6. OWNERSHIP OF MORE THAN FIVE PERCENT ON BEHALF OF ANOTHER
PERSON.
The securities covered by this Schedule are held in trust, agency
or custodial capacities by Old Kent Bank. Old Kent Bank does not
know of any person who has the right or power to direct the receipt
of dividends from, or the proceeds from the sale of, more than
five percent of such securities.
ITEM 7. IDENTIFICATION AND CLASSIFICATION OF THE SUBSIDIARY WHICH
ACQUIRED THE SECURITY BEING REPORTED ON BY THE PARENT
HOLDING COMPANY.
Old Kent Bank, a Michigan banking corporation, which is a
wholly-owned subsidiary of Old Kent Financial Corporation.
ITEM 8. IDENTIFICATION AND CLASSIFICATION OF MEMBERS OF THE GROUP.
See attached Exhibit 1.
ITEM 9. NOTICE OF DISSOLUTION OF GROUP.
Not Applicable
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ITEM 10. CERTIFICATIONS.
Not Applicable
SIGNATURE
After reasonable inquiry and to the best of my
knowledge and belief, I certify that the information
set forth in this statement is true, complete and
correct.
February 15, 1999
/S/ KENNETH C. KREI
Kenneth C. Krei
Executive Vice President, Old Kent Bank
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Page 6 of 6 pages
Exhibit 1
Old Kent Financial Corporation
Old Kent Bank
