THIS PROXY IS SOLICITED ON BEHALF OF THE BOARD OF DIRECTORS

          The undersigned hereby appoints [Donald E. Thorton, C. Phillip Andorfer, and Gary L. Hemrick], or any or all of them, of Home Bancorp ("Home"), with full power of substitution, to act as attorneys and proxies for the undersigned to vote all shares of common stock of Home that the undersigned is entitled to vote at Home's Special Meeting of Shareholders (the "Meeting"), to be held on __________, 2000, at _______________, located at 132 East Berry Street, Fort Wayne, Indiana, at _________, local time, and any and all adjournments and postponements thereof.

          This proxy may be revoked at any time before it is voted by: (i) filing with the Secretary of Home at or before the Meeting a written notice of revocation bearing a later date than this proxy; (ii) duly executing a subsequent proxy relating to the same shares and delivering it to the Secretary of Home at or before the Meeting; or (iii) attending the Meeting and voting in person (although attendance at the Meeting will not in and of itself constitute revocation of this proxy). If this proxy is properly revoked as described above, then the power of such attorneys and proxies shall be deemed terminated and of no further force and effect.

          The undersigned acknowledges receipt from Home, prior to the execution of this proxy, of Notice of the Special Meeting and a Prospectus and Proxy Statement.