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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM FORM 10Q AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 27,753 16,717
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 0 3,800
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 29,215 35,919
<INVESTMENTS-CARRYING> 48,132 43,467
<INVESTMENTS-MARKET> 47,711 42,874
<LOANS> 375,194 279,843
<ALLOWANCE> 6,472 4,568
<TOTAL-ASSETS> 495,210 384,652
<DEPOSITS> 427,031 336,238
<SHORT-TERM> 12,100 0
<LIABILITIES-OTHER> 4,571 3,775
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 38,100 34,590
<OTHER-SE> 13,408 10,049
<TOTAL-LIABILITIES-AND-EQUITY> 495,210 384,652
<INTEREST-LOAN> 26,371 17,636
<INTEREST-INVEST> 3,668 4,551
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 30,039 22,187
<INTEREST-DEPOSIT> 8,139 6,141
<INTEREST-EXPENSE> 8,507 6,141
<INTEREST-INCOME-NET> 21,532 16,046
<LOAN-LOSSES> 600 165
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 14,560 10,043
<INCOME-PRETAX> 7,797 6,999
<INCOME-PRE-EXTRAORDINARY> 7,797 6,999
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,810 4,325
<EPS-BASIC> .97 .87
<EPS-DILUTED> .95 .85
<YIELD-ACTUAL> 6.76 5.96
<LOANS-NON> 1,066 596
<LOANS-PAST> 110 622
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,850 4,424
<CHARGE-OFFS> 256 500
<RECOVERIES> 170 479
<ALLOWANCE-CLOSE> 6,472 4,568
<ALLOWANCE-DOMESTIC> 6,472 4,568
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 1,868 176
</TABLE>
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