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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 10Q AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 34,004 21,328
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 0 6,400
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 32,894 40,106
<INVESTMENTS-CARRYING> 46,722 42,084
<INVESTMENTS-MARKET> 45,889 41,671
<LOANS> 378,504 261,646
<ALLOWANCE> 6,217 4,383
<TOTAL-ASSETS> 508,994 377,948
<DEPOSITS> 435,393 329,183
<SHORT-TERM> 19,300 0
<LIABILITIES-OTHER> 4,867 4,564
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 38,093 35,752
<OTHER-SE> 11,341 8,449
<TOTAL-LIABILITIES-AND-EQUITY> 508,994 377,948
<INTEREST-LOAN> 16,649 11,226
<INTEREST-INVEST> 2,493 3,322
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 19,142 14,548
<INTEREST-DEPOSIT> 5,089 4,181
<INTEREST-EXPENSE> 5,287 4,181
<INTEREST-INCOME-NET> 13,855 10,367
<LOAN-LOSSES> 375 90
<SECURITIES-GAINS> 0 0
<EXPENSE-OTHER> 9,611 6,540
<INCOME-PRETAX> 4,747 4,290
<INCOME-PRE-EXTRAORDINARY> 4,747 4,290
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 2,925 2,650
<EPS-BASIC> .59 .53
<EPS-DILUTED> .58 .52
<YIELD-ACTUAL> 6.75 5.75
<LOANS-NON> 1,573 594
<LOANS-PAST> 145 554
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 0 0
<ALLOWANCE-OPEN> 4,850 4,424
<CHARGE-OFFS> 256 500
<RECOVERIES> 140 369
<ALLOWANCE-CLOSE> 6,217 4,383
<ALLOWANCE-DOMESTIC> 6,217 4,383
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 0 578
</TABLE>
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