<PAGE> PAGE 1
000 A000000 03/31/99
000 C000000 747678
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 U
001 A000000 AARP TAX FREE INCOME TRUST
001 B000000 811-5050
001 C000000 6172952567
002 A000000 TWO INTERNATIONAL PLACE
002 B000000 BOSTON
002 C000000 MA
002 D010000 02110
002 D020000 4103
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 2
007 C010100 1
007 C020100 AARP HIGH QUALITY TAX FREE MONEY FUND
007 C030100 N
007 C010200 2
007 C020200 AARP INSURED TAX FREE GENERAL BOND FUND
007 C030200 N
007 C010300 3
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
011 A00AA01 SCUDDER INVESTOR SERVICES, INC.
011 B00AA01 8-298
011 C01AA01 BOSTON
011 C02AA01 MA
011 C03AA01 02110
012 A00AA01 SCUDDER SERVICE CORPORATION
012 B00AA01 84-1489
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02107
012 C04AA01 2291
013 A00AA01 PRICEWATERHOUSECOOPERS LLP
013 B01AA01 BOSTON
013 B02AA01 MA
<PAGE> PAGE 2
013 B03AA01 02109
015 A00AA01 STATE STREET BANK AND TRUST COMPANY
015 B00AA01 C
015 C01AA01 BOSTON
015 C02AA01 MA
015 C03AA01 02110
015 E01AA01 X
015 A00AA02 DELETE
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 16
019 C00AA00 SCUDDDAARP
077 A000000 Y
077 B000000 N
077 C000000 Y
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 Y
077 Q020000 N
077 Q030000 Y
078 000000 N
028 A010100 2280
028 A020100 170
028 A030100 0
028 A040100 1742
028 B010100 2461
028 B020100 0
028 B030100 0
028 B040100 1565
028 C010100 3122
028 C020100 323
028 C030100 0
028 C040100 3414
028 D010100 1847
028 D020100 0
028 D030100 0
028 D040100 3585
028 E010100 2291
028 E020100 152
028 E030100 0
<PAGE> PAGE 3
028 E040100 2057
028 F010100 2441
028 F020100 251
028 F030100 0
028 F040100 5089
028 G010100 14442
028 G020100 896
028 G030100 0
028 G040100 17452
028 H000100 0
062 A000100 Y
062 B000100 0.0
062 C000100 0.0
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 0.0
062 K000100 0.0
062 L000100 0.0
062 M000100 0.0
062 N000100 0.0
062 O000100 100.0
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
063 A000100 32
063 B000100 0.0
064 A000100 N
064 B000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 Y
<PAGE> PAGE 4
070 J020100 N
070 K010100 Y
070 K020100 N
070 L010100 N
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 Y
070 N020100 N
070 O010100 Y
070 O020100 Y
070 P010100 Y
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 0
071 B000100 0
071 C000100 0
071 D000100 0
072 A000100 6
072 B000100 1524
072 C000100 0
072 D000100 0
072 E000100 0
072 F000100 186
072 G000100 0
072 H000100 0
072 I000100 135
072 J000100 23
072 K000100 0
072 L000100 21
072 M000100 10
072 N000100 17
072 O000100 0
072 P000100 0
072 Q000100 0
072 R000100 14
072 S000100 5
072 T000100 0
072 U000100 0
072 V000100 0
072 W000100 12
072 X000100 423
072 Y000100 0
072 Z000100 1101
072AA000100 0
072BB000100 0
072CC010100 0
072CC020100 0
<PAGE> PAGE 5
072DD010100 1101
072DD020100 0
072EE000100 0
073 A010100 0.0110
073 A020100 0.0000
073 B000100 0.0000
073 C000100 0.0000
074 A000100 424
074 B000100 0
074 C000100 0
074 D000100 94912
074 E000100 0
074 F000100 0
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 0
074 K000100 0
074 L000100 386
074 M000100 2
074 N000100 95724
074 O000100 0
074 P000100 32
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 210
074 S000100 0
074 T000100 95482
074 U010100 95487
074 U020100 0
074 V010100 1.00
074 V020100 0.00
074 W000100 0.0000
074 X000100 7046
074 Y000100 0
075 A000100 98251
075 B000100 0
076 000100 0.00
028 A010200 12133
028 A020200 3995
028 A030200 0
028 A040200 15890
028 B010200 9341
028 B020200 1
028 B030200 0
028 B040200 12168
028 C010200 11446
028 C020200 12373
028 C030200 0
<PAGE> PAGE 6
028 C040200 17215
028 D010200 11956
028 D020200 -1
028 D030200 0
028 D040200 14816
028 E010200 10901
028 E020200 3969
028 E030200 0
028 E040200 14773
028 F010200 13905
028 F020200 7575
028 F030200 0
028 F040200 19640
028 G010200 69682
028 G020200 27912
028 G030200 0
028 G040200 94502
028 H000200 0
062 A000200 Y
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 2.0
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 98.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
063 A000200 0
063 B000200 9.5
064 A000200 Y
064 B000200 N
070 A010200 Y
070 A020200 N
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 Y
070 E020200 Y
070 F010200 N
<PAGE> PAGE 7
070 F020200 N
070 G010200 Y
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 Y
070 I020200 N
070 J010200 Y
070 J020200 N
070 K010200 Y
070 K020200 N
070 L010200 N
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 Y
070 N020200 N
070 O010200 Y
070 O020200 Y
070 P010200 Y
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200 24591
071 B000200 51195
071 C000200 1706351
071 D000200 1
072 A000200 6
072 B000200 44765
072 C000200 0
072 D000200 0
072 E000200 0
072 F000200 4034
072 G000200 0
072 H000200 0
072 I000200 1117
072 J000200 161
072 K000200 0
072 L000200 44
072 M000200 10
072 N000200 39
072 O000200 0
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072 S000200 7
072 T000200 0
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072 V000200 0
<PAGE> PAGE 8
072 W000200 39
072 X000200 5480
072 Y000200 0
072 Z000200 39285
072AA000200 9741
072BB000200 10723
072CC010200 0
072CC020200 31864
072DD010200 39301
072DD020200 0
072EE000200 6414
073 A010200 0.4300
073 A020200 0.0000
073 B000200 0.0700
073 C000200 0.0000
074 A000200 900
074 B000200 0
074 C000200 33700
074 D000200 1660129
074 E000200 0
074 F000200 0
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 0
074 K000200 0
074 L000200 19492
074 M000200 23
074 N000200 1714244
074 O000200 2076
074 P000200 683
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 5166
074 S000200 0
074 T000200 1706319
074 U010200 92046
074 U020200 0
074 V010200 18.54
074 V020200 0.00
074 W000200 0.0000
074 X000200 53
074 Y000200 0
075 A000200 0
075 B000200 1719314
076 000200 0.00
SIGNATURE CAROLINE PEARSON
TITLE VICE PRESIDENT
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the AARP
High Quality Tax Free Money Fund Semiannual Report for the period ended 3/31/99
and is qualified in its entirety by reference to such financial statements.
</LEGEND>
<SERIES>
<NUMBER> 1
<NAME> AARP High Quality Tax Free Money Fund
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> SEP-30-1999
<PERIOD-START> OCT-01-1998
<PERIOD-END> MAR-31-1999
<INVESTMENTS-AT-COST> 94,911,637
<INVESTMENTS-AT-VALUE> 94,911,637
<RECEIVABLES> 386,203
<ASSETS-OTHER> 426,032
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 95,723,872
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 242,316
<TOTAL-LIABILITIES> 242,316
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 96,239,998
<SHARES-COMMON-STOCK> 95,487,265
<SHARES-COMMON-PRIOR> 97,601,942
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (758,442)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 95,481,556
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,524,227
<OTHER-INCOME> 0
<EXPENSES-NET> 423,294
<NET-INVESTMENT-INCOME> 1,100,933
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 1,100,933
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,100,933)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 14,441,965
<NUMBER-OF-SHARES-REDEEMED> (17,452,020)
<SHARES-REINVESTED> 895,377
<NET-CHANGE-IN-ASSETS> (2,114,678)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (758,442)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 186,481
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 423,294
<AVERAGE-NET-ASSETS> 98,251,095
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0.011
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.011)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0.86
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
This schedule contains summary financial information extracted from the AARP
Insured Tax Free General Bond Fund Semiannual Report for the fiscal year ended
3/31/99 and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<SERIES>
<NUMBER> 2
<NAME> AARP Insured Tax Free General Bond Fund
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> SEP-30-1999
<PERIOD-START> OCT-01-1998
<PERIOD-END> Mar-31-1999
<INVESTMENTS-AT-COST> 1,532,231,650
<INVESTMENTS-AT-VALUE> 1,693,828,958
<RECEIVABLES> 19,491,912
<ASSETS-OTHER> 22,963
<OTHER-ITEMS-ASSETS> 899,799
<TOTAL-ASSETS> 1,714,243,632
<PAYABLE-FOR-SECURITIES> 2,076,201
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 5,847,999
<TOTAL-LIABILITIES> 7,924,200
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,579,760,066
<SHARES-COMMON-STOCK> 92,045,839
<SHARES-COMMON-PRIOR> 91,878,322
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (35,028,484)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 161,587,850
<NET-ASSETS> 1,706,319,432
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 44,765,428
<OTHER-INCOME> 0
<EXPENSES-NET> 5,480,299
<NET-INVESTMENT-INCOME> 39,285,129
<REALIZED-GAINS-CURRENT> 9,741,095
<APPREC-INCREASE-CURRENT> (31,864,131)
<NET-CHANGE-FROM-OPS> 17,162,093
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (39,301,482)
<DISTRIBUTIONS-OF-GAINS> (6,413,928)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 69,681,473
<NUMBER-OF-SHARES-REDEEMED> (94,501,684)
<SHARES-REINVESTED> 27,912,763
<NET-CHANGE-IN-ASSETS> (25,460,765)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (38,355,651)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 4,033,921
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,480,299
<AVERAGE-NET-ASSETS> 1,719,313,598
<PER-SHARE-NAV-BEGIN> 18.85
<PER-SHARE-NII> 0.43
<PER-SHARE-GAIN-APPREC> (0.24)
<PER-SHARE-DIVIDEND> (0.43)
<PER-SHARE-DISTRIBUTIONS> (0.07)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 18.54
<EXPENSE-RATIO> 0.64
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0
</TABLE>
SHAREHOLDER MEETING RESULTS
A Special Meeting of Shareholders (the "Meeting") of the AARP funds was held on
December 15, 1998, at the office of Scudder Kemper Investments, Inc., Two
International Place, Boston, Massachusetts. At the Meeting the following matters
were voted upon by the shareholders (the resulting votes for each matter are
presented below).
1. To approve a new Investment Management Agreement for each fund with
Scudder Kemper Investments, Inc.
<TABLE>
AARP Tax Free Income Trust Number of Votes:
-------------------------- --------------------------------------------------------
Broker
For Against Abstain Non-Votes*
--- ------- ------- ----------
<S> <C> <C> <C> <C>
AARP High Quality Tax Free Money Fund 50,995,645 982,452 2,030,700 0
AARP Insured Tax Free General Bond Fund 56,117,439 835,951 2,076,778 0
2. (For shareholders of AARP U.S. Stock Index Fund only.) To approve a new
subadvisory agreement for the fund between Scudder Kemper Investments,
Inc. and Bankers Trust Company.
3. To approve the new Member Services Agreement between AARP Financial
Services Corporation and Scudder Kemper Investments, Inc.
AARP Tax Free Income Trust Number of Votes:
-------------------------- --------------------------------------------------------
Broker
For Against Abstain Non-Votes*
--- ------- ------- ----------
AARP High Quality Tax Free Money Fund 50,987,199 879,010 2,142,588 0
AARP Insured Tax Free General Bond Fund 56,027,208 781,370 2,221,590 0
4. To approve the revision of each fund's fundamental lending policy.
AARP Tax Free Income Trust Number of Votes:
-------------------------- --------------------------------------------------------
Broker
For Against Abstain Non-Votes*
--- ------- ------- ----------
AARP High Quality Tax Free Money Fund 48,926,345 1,924,768 3,157,684 0
AARP Insured Tax Free General Bond Fund 54,054,766 1,596,190 3,299,218 79,994
</TABLE>
- --------------------------------------------------------------------------------
* Broker non-votes are proxies received by the fund from brokers or nominees
when the broker or nominee neither has received instructions from the
beneficial owner or other persons entitled to vote nor has discretionary
power to vote on a particular matter.