<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
unaudited consolidated financial statements included in the Form 10-Q and is
qualified in its entiretly by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 248,690
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 20,808
<MORTGAGE> 8,662
<REAL-ESTATE> 3,055
<TOTAL-INVEST> 386,352
<CASH> 15,188
<RECOVER-REINSURE> 36,222
<DEFERRED-ACQUISITION> 9,995
<TOTAL-ASSETS> 1,088,160
<POLICY-LOSSES> 623,378
<UNEARNED-PREMIUMS> 89,998
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 94,875
0
0
<COMMON> 6,215
<OTHER-SE> 174,212
<TOTAL-LIABILITY-AND-EQUITY> 1,088,160
94,308
<INVESTMENT-INCOME> 11,474
<INVESTMENT-GAINS> 1,666
<OTHER-INCOME> 0
<BENEFITS> 74,656
<UNDERWRITING-AMORTIZATION> 7,500
<UNDERWRITING-OTHER> 24,328
<INCOME-PRETAX> (4,532)
<INCOME-TAX> (2,122)
<INCOME-CONTINUING> (2,410)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (2,410)
<EPS-BASIC> (.17)
<EPS-DILUTED> (.17)
<RESERVE-OPEN> 0<F1>
<PROVISION-CURRENT> 0<F1>
<PROVISION-PRIOR> 0<F1>
<PAYMENTS-CURRENT> 0<F1>
<PAYMENTS-PRIOR> 0<F1>
<RESERVE-CLOSE> 0<F1>
<CUMULATIVE-DEFICIENCY> 0<F1>
<FN>
<F1>
This amount is presented on an annual basis. See 12/31/99 Form 10-K for the
most recent reported amounts.
</FN>
</TABLE>