<TABLE> <S> <C>
<ARTICLE> 7
<LEGEND>
This schedule contains summary financial information extracted from the
unaudited consolidated financial statements included in the Form 10-Q and is
qualified in its entiretly by reference to such financial statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<DEBT-HELD-FOR-SALE> 236,489
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 18,762
<MORTGAGE> 8,535
<REAL-ESTATE> 3,055
<TOTAL-INVEST> 430,775
<CASH> 9,767
<RECOVER-REINSURE> 50,121
<DEFERRED-ACQUISITION> 7,410
<TOTAL-ASSETS> 1,092,945
<POLICY-LOSSES> 574,230
<UNEARNED-PREMIUMS> 39,114
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 94,875
0
0
<COMMON> 6,215
<OTHER-SE> 174,768
<TOTAL-LIABILITY-AND-EQUITY> 1,092,945
129,102
<INVESTMENT-INCOME> 17,719
<INVESTMENT-GAINS> 1,824
<OTHER-INCOME> 0
<BENEFITS> 106,487
<UNDERWRITING-AMORTIZATION> 10,085
<UNDERWRITING-OTHER> 32,364
<INCOME-PRETAX> (8,329)
<INCOME-TAX> (3,628)
<INCOME-CONTINUING> (4,701)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (4,701)
<EPS-BASIC> (.33)
<EPS-DILUTED> (.33)
<RESERVE-OPEN> 0<F1>
<PROVISION-CURRENT> 0<F1>
<PROVISION-PRIOR> 0<F1>
<PAYMENTS-CURRENT> 0<F1>
<PAYMENTS-PRIOR> 0<F1>
<RESERVE-CLOSE> 0<F1>
<CUMULATIVE-DEFICIENCY> 0<F1>
<FN>
<F1>
This amount is presented on an annual basis. See 12/31/99 Form 10-K for the
most recent reported amounts.
</FN>
</TABLE>