<TABLE> <S> <C>
<ARTICLE> 5
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,618,939
<SECURITIES> 0
<RECEIVABLES> 0
<ALLOWANCES> 0
<INVENTORY> 99,488,673
<CURRENT-ASSETS> 0
<PP&E> 4,044,291
<DEPRECIATION> 2,224,181
<TOTAL-ASSETS> 117,968,309
<CURRENT-LIABILITIES> 0
<BONDS> 57,493,022
0
0
<COMMON> 462,553
<OTHER-SE> 37,593,888
<TOTAL-LIABILITY-AND-EQUITY> 117,968,309
<SALES> 49,431,164
<TOTAL-REVENUES> 52,082,605
<CGS> 44,887,626
<TOTAL-COSTS> 45,050,403
<OTHER-EXPENSES> 10,872,438
<LOSS-PROVISION> 0
<INTEREST-EXPENSE> 40,230
<INCOME-PRETAX> (3,880,466)
<INCOME-TAX> 0
<INCOME-CONTINUING> (3,880,466)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (3,880,466)
<EPS-BASIC> (0.84)
<EPS-DILUTED> (0.84)
<FN>
Company reports on a non-classified balance sheet.
</FN>
</TABLE>